Radian · 11 hours ago
Data Scientist II - Hybrid
Radian is a fintech servicing the mortgage and real estate services industry. The Data Scientist II will focus on estimating, validating, and implementing consumer credit models, utilizing statistical and econometric methods, while leveraging cloud computing solutions to analyze mortgage insurance cash flows and provide insights to management.
FinanceFinancial ServicesInsuranceReal EstateRisk Management
Responsibilities
Delinquency, default, prepayment, claim severity model estimation and design
Programming in support of model estimation, implementation, monitoring, and back testing
Creation of analytical presentations and communication of strategic business findings to management
Analysis and recommendations on alternative credit structures, risk sharing arrangements, and/or non-traditional manners in which to participate and take on credit risk as appropriate and necessary
Data manipulation of large files (R, Python, or SAS datasets) to identify trends and make recommendations and/or adjustments to credit/portfolio guidelines as necessary
Model development and methodology research
Perform other duties as assigned or apparent
Qualification
Required
Strong understanding of probability modeling
Strong analytical background, along with the ability and willingness to effectively make recommendations on transactions based on sound business judgment
Knowledge in SAS, R, C++ or python for data analysis and modeling
Expert mathematical, statistical, and econometric knowledge
Strong understanding of financial analysis of structured mortgage products
Experience leveraging cloud computing
Able to work in a team environment
Able to effectively summarize and communicate relevant findings and other information
Degree Requirement: Bachelor's degree or foreign equivalent and 3 years of experience
Work Experience: 3 or more years of prior work related experience
Preferred
Experience leveraging AWS based applications and resources (EC2, EMR, S3, Lambda, Jupyter Notebook, Zeppelin, Spark)
Benefits
25 days of paid time off annually
9 paid holidays + 2 floating holidays
Parental leave
Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance
401(k) with a top of market company match
Employee Stock Purchase Plan (ESPP)
Homebuyer Perks program
Company
Radian
Radian is a mortgage and real estate services company that provides private mortgage insurance and title services to lenders and investors.
H1B Sponsorship
Radian has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$1.65B2025-11-04Post Ipo Debt· $500M
2024-02-28Post Ipo Debt· $625M
2020-05-18Post Ipo Equity· $525M
Recent News
2025-12-30
Company data provided by crunchbase