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Northwest Bank · 3 months ago

SBA Underwriter III

Columbus, OH

Full-time

Onsite

Senior Level

5+ years exp

Northwest Bank is seeking an SBA Underwriter III to support their Commercial and Small Business Banking lines. This role involves determining credit worthiness, underwriting complex credits, and mentoring junior underwriters, while also engaging with the SBA sales team to drive business growth.

BankingFinancial Services

H1B Sponsor Likely

Responsibilities

Efficiently and thoroughly determine the credit worthiness of new SBA loan requests and risk ratings for annual reviews

SBA loan decision authority under the Dual Loan Approval Authority matrix structure

Disseminate Northwest’s and SBA credit risk appetite to lenders and team partners in their assigned regions

Engage in monitoring of all SBA credit-related portfolio trends, and banking rules and regulations applicable to SBA loan portfolio

Review and decision SBA credit requests, annual reviews and portfolio monitoring / management up to designated joint lending authority

Determine the appropriate level of credit underwriting and due diligence to appropriately characterize the risk profile of each credit

Identify credit strengths, weaknesses, and mitigating factors

Engage in pre-flight reviews of credits

Determine eligibility requirements based on SBA SOP

Meet or exceed established service level expectations

Review term sheets and commitment letters prior to issuance to customers

Prepare and present updates as needed to senior leadership

Support the Bank in developing understanding of SBA eligibility and processes within the organization

Support training across organization as needs arise

Ensure complete data integrity in origination and annual review process and ensuring that loan requests are accurately and completely presented

Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations

Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency

Work as part of a team

Work with on-site equipment

Qualification

SBA lending experienceCredit analysisPortfolio managementSBA eligibility knowledgeCommercial Loan Officer experienceMicrosoft Office proficiencyTraining supportTeam collaboration

Required

5-6 years of experience in SBA lending or credit administration including credit analysis, portfolio management, loan review and/or special assets with a focus on SBA required

Experience with and knowledge of SBA eligibility required

Preferred

Bachelor's degree in accounting or finance related degree preferred

Experience with and knowledge of USDA programs preferred

Experience as a Commercial Loan Officer preferred

Company

Northwest Bank

Northwest Bank is a financial firm that offers banking, lending, payments, and wealth management solutions.

Founded in 1896

Warren, Pennsylvania, USA

1001-5000 employees

https://www.northwest.bank

H1B Sponsorship

Northwest Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (4)

2024 (7)

2023 (3)

2022 (1)

2021 (5)

2020 (3)