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RCB Bank · 3 months ago

Mortgage Loan Originator II

OKC - Nichols Hills, 7400 N Western Ave, Oklahoma City Region, Oklahoma, United States of America

Full-time, Part-time

Onsite

Entry, Mid Level

2+ years exp

RCB Bank has been a responsible employer since 1936, committed to excellence and inclusivity. The Mortgage Loan Originator II is responsible for providing excellent customer service, generating loans through outside sales calls, and maintaining relationships with clients and referral partners.

BankingCommunitiesFinancial ServicesInsurance

Growth Opportunities

Responsibilities

Must have good interpersonal and communication skills to generate referral business and leads

Generate loans from outside sales calls including, but not limited to Real Estate Companies, Builders, Relocation Companies, and the Public

Meet with prospective borrowers, review and analyze credit and financial information, determine borrower financing objectives and goals, present appropriate products, programs and disclosures as required

Collect supporting loan documents as required and provided a complete loan package to the operations team. Work with Operations team to ensure that all loan conditions and closing dates are met

Negotiate terms and conditions of loans with customers

Maintain a working file for the office as required for compliance

Stay abreast of trends in developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to mortgage products

Qualification

Mortgage software systemsFHA guidelinesFNMA guidelinesFHLMC guidelinesVA guidelinesRural Development guidelinesRESPA complianceMDIA complianceCustomer serviceSales experienceInterpersonal skillsCommunication skillsOrganizational skillsSelf-motivatedConfidentiality