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Citizens · 2 hours ago

Private Bank Commercial Operations Loan Closer II

Johnston, RI

Full-time

Hybrid

Mid Level

3+ years exp

Citizens is a company focused on making a difference for various industries and consumers. The Commercial Operations Loan Closer II will play a vital role in ensuring the closure and documentation of complex loans, particularly in Commercial Real Estate and small business financing, while also managing compliance and operational risks.

BankingCredit CardsFinancial ServicesFinTechRetail

H1B Sponsor Likely

Responsibilities

Knowledge of Federal regulations, loan documentation terms and conditions including credit agreements, notes, guarantees, and collateral is required as you will act as a gate keeper for certain compliance and reporting requirements

Responsible for ensuring loans are closed and documented in accordance with the Citizens credit approval procedure

Accurately booking the loan to the loan accounting system

Successfully manage a loan pipeline of 25 transactions; communicating clearly and timely to partners and customers on status and conditions

Supports regular program activities such as SBA 1502 reporting, internal and external reviews and procedure review and maintenance

Perform appropriate due diligence tasks, review operational risk components, and ensure conditions precedent are met prior to closing or funding a loan

Effectively work with sales partners, customers, legal counsel, and third parties to clear all pre-closing conditions including environmental reports, appraisals, flood determinations, lien positions and title work

Possess strong verbal and written communication skills in order to interact efficiently and effectively with internal business partners, legal counsel and clients

Reconcile Loan Accounting Recon account for assigned loans

Manage and clear post-closing legal documentation exceptions in compliance with bank policy

Implement effective controls and proactively initiate action over key client indicators and managing loan closings within established Key Performance Indicators (KPI's)

Provides exceptional customer service while adhering to Bank policies and controls and regulatory requirements to mitigate operational and reputational risk

Qualification

Commercial Real Estate (CRE)C&I LendingSBA LendingLoan DocumentationCustomer ServiceTime ManagementOrganizational SkillsComputer SkillsAFSRelayLaser ProSalesforceCommunication SkillsProblem SolvingSelf-StarterTeam-Oriented

Required

3+ years of relevant experience in a business/commercial lending environment with knowledge of CRE, C&I and/or SBA lending, practices and policies

3+ years customer service experience

3+ years computer skills- ability to work with desktop applications and systems

Knowledge of commercial banking documentation

Exceptional customer service and communication skills

Solid understanding of commercial real estate transactions

Self-starter with the capacity to work independently with minimal supervision

Highly motivated and team-oriented

Ability to manage and resolve moderately complex problems

Excellent time management skills with the ability to effectively manage a pipeline of credits, independently prioritizing activities

Strong organizational skills with the ability to manage multiple priorities in a time sensitive environment while maintaining service level agreements

High School or equivalent (GED) required

Preferred

Associate's Degree or higher is preferred

Experience with AFS, Relay, Laser Pro and Salesforce are all pluses

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees

https://www.citizensbank.com/

H1B Sponsorship

Citizens has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2020 (1)