Apply on Employer Site

Citizens · 3 months ago

2026 Summer Intern - Underwriting Portfolio Management (NYC)

437 Madison Ave, New York, NY, 10022, US

Internship

Onsite

Intern

Start in 2026 Spring

Citizens is a commercial bank offering various banking services, and they are seeking a Summer Intern for their Underwriting & Portfolio Management team. The internship provides exposure to commercial banking through project-based assignments and mentorship, focusing on underwriting credit requests and managing client portfolios.

BankingCredit CardsFinancial ServicesFinTechRetail

No H1B

U.S. Citizen Only

Responsibilities

Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements

Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships. This includes learning / preparing financial models, written financial analysis, conducting industry research, and preparing written summaries of industry issues, risks, opportunities, and the competitive environment, communicating questions or observations, and utilizing internal risk and return models and loan systems

Performs market analysis and assists in the development of commercial client prospect lists as needed. Works with the Relationship Managers to assist in the preparation of client presentations

Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls

Participate in client meetings or conference calls

Network within the commercial bank and ask questions about specific roles

Complete other tasks and special projects as required

Qualification

Financial analysisCredit analysisMS Office proficiencyMarket analysisIndustry researchAnalytical skillsLeadership experienceTeam collaboration

Required

Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration

Current students enrolled in an undergraduate program, graduating between Winter 2026 – Spring 2027 OR current students enrolled in a graduate program, graduating between Winter 2026 – Spring 2027

Minimum GPA of 3.2; Preferred cumulative GPA of 3.5

Please include your cumulative GPA on your resume

Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required

Candidates must currently be a U.S. Resident to be eligible for this program

Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S

Preferred

Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828