Atlantic Coast Mortgage · 3 months ago
Team Loan Officer
Atlantic Coast Mortgage is a company committed to redefining the mortgage industry with a people-first culture. They are seeking a qualified Team Loan Officer to foster loan origination sales, guide clients through the loan application process, and ensure informed loan decisions are made.
Financial ServicesLendingMortgageReal Estate
Responsibilities
Establish, develop, and maintain client referral relationships with Realtors, builders, Developers, CPA’s, and financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business
Meet with prospective borrowers, review and analyze credit and financial data, and determine the borrower’s financial objectives and goals
Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing
Provide friendly, accurate, professional service to borrowers and internal business partners by responding promptly to messages and correspondence
Keep informed of trends, changes, and developments in the local real estate market
To keep up-to-date with changing rules, regulations, and guidelines from FNMA, FHLMC, FHA, and VA in addition to other investors and agencies
To keep informed of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines
Negotiate price, terms, and conditions with mortgages
Maintain a professional image and standards consistent with company policies and procedures
Follow through on all professional conditions and education requirements for licensure
Adhere to organizational procedures for loan processing
Qualification
Required
Registration with the National Mortgage Licensing System and Registry (NMLS), as created under the federal S.A.F.E. Act
Thorough understanding of the local real estate market and the mortgage industry
Thorough knowledge of mortgage lending requirements, regulations, and procedures for FHA, VA, and conventional loan programs
Ability to comprehend, analyze, and explain multiple, complex loan programs, financing options, and basic mathematic principles
Ability to work independently, exercise good judgment, demonstrate initiative, meet deadlines, and maintain poise under challenging circumstances
Ability to build long-term networking relationships fostering real estate lending business
Excellent interpersonal and communication skills, including presentation and facilitation skills
Strong multi-tasking, self-management, and self-motivating skills
Preferred
At least two years of loan origination experience
Bachelor's degree
Company
Atlantic Coast Mortgage
Atlantic Coast Mortgage is a full service residential mortgage lender.
Funding
Current Stage
Growth StageTotal Funding
$20.4MKey Investors
FVCbank
2021-08-31Debt Financing· $20.4M
Recent News
Business Wire
2026-01-16
2025-12-30
HousingWire.com
2025-11-11
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