Wayflyer · 1 day ago
Director, Enterprise Credit
Charlotte, NC
Full-time
Hybrid
Senior Level, Lead/Staff
10+ years expWayflyer is a company focused on empowering businesses to reach their growth potential through innovative financing solutions. The Director of Enterprise Credit will lead a high-performing team, develop and execute strategies for acquiring large-scale customers, and manage credit risk while fostering strong relationships with key stakeholders.
AnalyticsE-CommerceFinanceMarketing
Responsibilities
Lead and build a high-performing Enterprise team based in Dublin, fostering a culture of excellence and driving strategic growth. This includes hiring, mentoring, and developing team members to achieve their full potential
Develop and execute the Enterprise strategy to acquire and manage large-scale customers, leveraging your deep understanding of credit, risk, and financial analysis
Oversee the underwriting and structuring of complex financing solutions for enterprise customers, diligently managing credit risk to ensure alignment with Wayflyer's risk appetite, business objectives, and while maintaining default rates within the budgeted percentage
Establish and maintain strong relationships with key stakeholders, including customers lenders, and internal teams, to drive business growth and ensure seamless execution
Provide strategic reporting and risk analysis based on outstanding exposure for key accounts to senior leadership and lenders, ensuring transparency and informed decision-making
Drive continuous improvement in credit policies, processes, and underwriting models, leveraging data-driven insights and industry best practices
Lead cross-functional alignment on Enterprise processes and risk appetite by proactively engaging with Capital Markets and Portfolio Management
Act as a key contributor to product and operations, working closely with cross-functional teams to enhance Wayflyer's offerings for enterprise customers
Partner with the Collections department to proactively manage material accounts, ensuring appropriate strategies are implemented to maximise recovery and minimise losses
Qualification
Required
+10 years of relevant experience in credit, lending, or financial analysis, preferably within a fintech, financial services, or venture capital environment
Extensive experience in underwriting and structuring complex financial transactions, including venture debt, equipment financing, and warehouse lending
Deep experience in structuring complex lending products (e.g. ABL, MCA, PO financing, long-term loans)
Proven track record of building and leading high-performing teams, with a focus on talent development and performance management
Deep understanding of financial modeling, risk assessment, and credit analysis, with the ability to interpret and synthesise complex financial data
Strong negotiation and relationship management skills, with the ability to build and maintain trust with clients and stakeholders
Excellent communication and presentation skills, with the ability to convey complex information clearly and concisely
Strategic thinker with a results-oriented mindset, capable of driving business growth and achieving ambitious targets
Experience in building credit reporting and reviewing financial performance at individual/portfolio-level to ensure distribution aligns to risk tolerance
Experience in handling delinquent/non-performing loans
Experience in structuring and negotiating security agreements, including perfecting security interests in various types of collateral
Preferred
Experience in a high-growth startup or scale-up environment
Familiarity with the eCommerce industry and its unique financing needs
Advanced degree in finance, business, or a related field
ACA/ACCA/CIMA/CFA qualification
Experience in leading workout/collections
Experience using SQL and Tableau to query and manipulate data
Benefits
25 days of paid annual leave, plus public holidays.
Access support and resources to support your wellbeing, including our •Wellbeing @ Wayflyer• ERG.
Stay covered with private healthcare, life insurance, and critical illness cover.
Our pension plan helps you build a strong foundation for tomorrow, starting today.
We offer generous parental and adoptive leave, including 6 months of paid leave for Primary Caregivers and 3 months of paid leave for Secondary Caregivers.
With our equity scheme, you're not just an employee; you're a stakeholder in our journey.
Enjoy the freedom to work remotely from anywhere in the world for up to 60 calendar days a year.
Company
Wayflyer
Wayflyer provides funding and marketing analytics to e-commerce businesses.
201-500 employees
H1B Sponsorship
Wayflyer has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (6)
2024 (1)
2023 (2)
2022 (3)
Funding
Current Stage
Growth StageTotal Funding
$1.89BKey Investors
JP MorganLeft Lane CapitalQED Investors
2023-09-05Debt Financing· $1B
2022-09-01Debt Financing· $253M
2022-05-12Debt Financing· $300M
Leadership Team
Aidan Corbett
Co-Founder & CEO
Recent News
2025-12-25
2025-10-25
Company data provided by crunchbase