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Citizens · 3 months ago

2026 Summer Intern – Underwriting & Portfolio Management (Atlanta, GA)

3550 Lenox Road, Atlanta, GA, 30326, US

Internship

Onsite

Intern

Start in 2026 Spring

Citizens is a commercial bank offering a Summer Internship Program designed for students to gain exposure to the banking industry through project-based assignments and mentorship. The intern will support the Underwriting and Portfolio Management Team by assisting with credit analysis, loan transactions, and client relationship management activities.

BankingCredit CardsFinancial ServicesFinTechRetail

No H1B

U.S. Citizen Only

Responsibilities

The summer intern will work as part of a commercial client coverage deal team. The position will support Portfolio Managers (PM), Credit Analysts (CA), and Relationship Managers (RMs) in new loan transaction underwriting, loan monitoring, and business development activities

Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements

Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships. This includes learning / preparing financial models, written financial analysis, conducting industry research, and preparing written summaries of industry issues, risks, opportunities, and the competitive environment, communicating questions or observations, and utilizing internal risk and return models and loan systems

Performs market analysis and assist in the development of commercial client prospect lists as needed

Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls

Participate in client meetings or conference calls

Network within the commercial bank and ask questions about specific roles

Complete other tasks and special projects as required

Qualification

Financial AnalysisCredit AnalysisMS OfficeMarket AnalysisFinancial ModelingAnalytical SkillsCommunication SkillsTeam Collaboration

Required

Current students enrolled in an undergraduate bachelor's program, graduating between Winter 2026 – Spring 2027 OR current students enrolled in a graduate program, graduating between Winter 2026 – Spring 2027

Minimum GPA of 3.2; Preferred cumulative GPA of 3.5

Please include your cumulative GPA on your resume

Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required

Candidates must currently be a U.S. Resident to be eligible for this program

Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration

Preferred

Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered

Company

Citizens

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At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828