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Octane® · 4 hours ago

Senior Manager, Credit Strategy (Partnerships)

New York, NY

Full-time

Onsite

Senior Level

$135K/yr - $180K/yr

6+ years exp

Octane is unlocking the power of financial products for merchants and consumers. The Senior Manager, Credit Strategy will lead the development and execution of credit strategies to ensure sustainable portfolio growth while collaborating with internal and external partners to enhance profitability and strengthen portfolio performance.

CreditFinancial ServicesFinTechLending

Responsibilities

Manage and optimize origination underwriting to ensure the portfolio performance is within risk appetite framework

Adherence to the Risk policy, standards and frameworks, and maintaining a robust control environment

Ability to perform advanced data analytics and advise the underwriting strategies for loan origination, loan amount assignment, and loan pricings that optimize profitability from end to end

Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite

Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure

Improve sophistication and technical implementation of current approaches

Maintain quality control and validation that risk processes are working as expected

Relationship management of risk stakeholders, including identifying relevant stakeholders, and maintenance of the quality of external third-party services

Work cross-functionally with the company’s Tech, Product, Sales, and Finance teams to lead and manage new credit product initiatives that further our mission of providing convenient point-of-sale financing to niche consumer products

Provide guidance and mentorship to junior team members, fostering their growth and ensuring alignment with team objectives

Qualification

Data analyticsCredit risk assessmentPythonSQLTableauPower BIConsumer credit understandingLeadershipCross-functional collaborationMentorship

Required

Bachelor's degree in a relevant field and at least 10 years of related experience; or a master's degree with a minimum of 6 years of related experience; or an equivalent combination of education and relevant professional experience

3+ years experience managing and developing employees

4+ years of Auto Lending experience in performing credit analysis including experience with data visualization tools such as Tableau / Power BI

Exceptional hands-on experience Python, SQL, Tableau and Excel

Strong overall understanding of consumer credit and lending

Proficient in a range of statistical models and methodologies, with a strong ability to assess and interpret variable importance to drive data-driven insights and decision-making

Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences