TDECU · 3 months ago
Commercial Loan Officer II
Sugar Land, TX
Full-time
Hybrid
Mid Level
$48K/yr - $95K/yr
3+ years expTDECU is a credit union that focuses on providing financial solutions to its members. They are seeking a Commercial Loan Officer II who will originate and manage commercial loans while collaborating with various internal and external stakeholders to expand the commercial loan portfolio and ensure compliance with regulations.
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Responsibilities
Originates and closes commercial loan opportunities, including real estate, equipment, C&I, and working capital loans in coordination with other team members
Meet loan production goals, maintain compliance, and deliver exceptional member service
Ensures the soundness and profitability of commercial loan products, deposit services, and ancillary offerings, while actively participating in ensuring the soundness of the existing loan portfolio (loan renewals, modification requests, exception gathering)
Build and maintain relationships with local businesses, community leaders, and referral sources to grow the commercial portfolio
Conducts and analyze loan feasibility, support marketing strategies, and align lending efforts with the credit union’s mission
Monitor loan performance, identify risk trends, and ensure timely follow-up on delinquencies or covenant breaches
Partners with underwriting and credit teams to ensure sound loan structuring and risk assessment to support small to mid-size commercial loan requests
Ensures all lending activities comply with NCUA regulations, internal policies, and fair lending standards
Works closely with operations, marketing, and member services to deliver integrated financial solutions
Represents the credit union at networking events, trade associations, and community initiatives to promote brand visibility
Monitors and stays current on regulatory guidance from the NCUA, TCUD, and Small Business Administration (SBA)
Qualification
Required
At least 3 years of related experience in commercial lending and sales required. Preferably at a commercial bank, credit union, or other financial institution
Proven track record in loan sales, credit analysis, and portfolio growth
An Associate's degree in business, finance, management, or an equivalent mix of education and experience is required
Strong understanding of commercial loan products, loan structuring, and risk management
Strong analytical skills with the ability to analyze tax returns, including corporate, partnerships, and S corporations
Effective leadership and negotiation skills with the ability to adapt to change within working responsibilities, be it internal, market, or regulatory driven
Ability to communicate effectively in writing, using proper grammar and spelling while conveying thoughts and ideas in a clear and concise manner
Demonstrated success in building and managing individual and organizational relationships, and strong interpersonal and communication skills, both written and verbal
Demonstrated experience in preparing and negotiating loan transactions
Preferred
Formal credit training is a plus
Familiarity with SBA Lending, NCUA regulations, and credit union lending policies is a plus
Benefits
Dynamic hybrid work arrangement that requires three days of on-site work in the Sugar Land, TX office
Company
TDECU
Founded in 1955, TDECU formed when a group of Dow employees pitched in $5 each to loan a friend $35 to buy a refrigerator.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
I
Isaac Johnson
President & Chief Executive Officer
Recent News
2026-01-22
2025-12-09
2025-12-04
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