F&M Bank (Farmers & Merchants Bank) · 3 months ago
Portfolio Manager
Timberville Headquarters
Full-time
Hybrid
Mid, Senior Level
3+ years expF&M Bank is seeking a Portfolio Manager to oversee the performance and quality of the bank’s loan portfolio. The role involves managing loan portfolios, conducting credit analysis, and training staff to uphold the Bank’s credit culture while ensuring compliance with regulations.
BankingCommercial InsuranceFinancial Services
Responsibilities
Manage assigned loan portfolio by working collaboratively with Market Executives to ensure timely credit decisions, i.e., loan renewals, annual relationship reviews, and loan modifications
Review and approve commercial loan requests using delegated authority
Conduct credit analysis and underwriting for new loans, renewals, and modifications
Collaborate with Commercial Relationship Managers to structure deals that align with bank policy and risk appetite
Participate in loan committee meetings and present credit recommendations
Train credit analysts on underwriting standards, financial analysis, and regulatory compliance
Prepare monthly and quarterly reports on portfolio performance, asset quality, and risk trends
Conduct stress testing and industry analysis to identify emerging risks
Manages the overall direction, coordination, and evaluation of a team of credit analysts. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, coordinating training for new hires, planning, assigning, directing work, rewarding, disciplining employees, performance reviews, and addressing complaints and resolving problems
Qualification
Required
Ability to communicate effectively orally and/or in writing
Ability to read, analyze, and interpret complex financial documents
Ability to perform duties using credit analysis software
Ability to work with and maintain confidential information
Ability to lead and develop a diverse group of subordinates
Possess effective interpersonal skills to relate to customers and employees
Proficient organizational skills with the ability to function in a flexible work environment
Proficient skills in MS Excel, Outlook, and Word
Preferred
A bachelor's degree in Accounting, Business Administration, Finance, or other related field
Three – five years of related experience or equivalent combination of education and experience
Prior supervisory experience preferred
Company
F&M Bank (Farmers & Merchants Bank)
F&M Bank is proud to be an independent community bank with an extensive history in the Shenandoah Valley.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Mike Wilkerson
Chief Executive Officer
Lisa Campbell
Chief Financial Officer
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