BILL · 3 hours ago
Senior Risk Portfolio Data Analyst
San Jose, CA
Full-time
Hybrid
Mid, Senior Level
$127K/yr - $152K/yr
4+ years expBILL is a fintech company that empowers businesses by providing innovative financial tools. As a Senior Risk Portfolio Data Analyst, you will leverage advanced analytics to drive credit risk decisions, develop forecasting models, and collaborate with cross-functional teams to enhance portfolio strategies.
AppsBillingFinancial ServicesFinTechSaaS
No H1B
Responsibilities
Develop and implement advanced analytics solutions to monitor, assess, and optimize portfolio risk for credit and lending products
Develop and maintain credit loss forecasting models (e.g., using Probability of Default, Loss Given Default methodologies and/or machine learning techniques) to project expected credit losses across various product lines and economic scenarios
Analyze portfolio trends, macroeconomic indicators, and unique fintech data streams (e.g., alternative credit data, behavioral metrics) to inform model assumptions, refine loss estimation, and provide insightful variance analysis to executive leadership and risk committees
Analyze large, complex datasets to uncover trends, identify risks, and recommend actionable strategies that support business objectives
Collaborate cross-functionally with Product, Engineering, and Risk Strategy teams to drive strategic initiatives
Design and maintain dashboards and reporting tools, translating complex results into clear, compelling narratives for both technical and non-technical stakeholders
Advise on the adoption of new data sources, technologies, and best practices to continuously improve portfolio analytics capabilities
Qualification
Required
Minimum 4 years of industry experience in risk analytics, data analysis or data science
Bachelors degree preferably in Economics, Data Science, Statistics, Computer Science, or any related technical field
Demonstrated expertise in data analytics, quantitative modeling, or risk portfolio analysis within financial services
Proficiency with analytics tools (such as SQL, Python, or R) and ability to manipulate large data sets to derive actionable insights
Strong problem-solving skills with a track record of creatively resolving complex business challenges
Excellent communication skills and ability to tailor messaging for diverse audiences, turning technical findings into practical recommendations
Experience collaborating in cross-functional teams and influencing stakeholders to achieve business goals
Benefits
Medical, dental, vision, life and disability insurance
401(k) retirement plan
Flexible spending & health savings account
Paid holidays
Paid time off
Employee Assistance Program (EAP)
100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
HSA & FSA accounts
Life Insurance, Long & Short-term disability coverage
11+ Observed holidays and wellness days and flexible time off
Employee Stock Purchase Program with employee discounts
Wellness & Fitness initiatives
Employee recognition and referral programs
Company
BILL
BILL is a developer of financial automation software for small and midsize businesses (SMBs).
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$1.48BKey Investors
Barington Capital GroupStarboard ValueFranklin Templeton
2025-12-04Post Ipo Equity
2025-09-04Post Ipo Equity
2024-12-04Post Ipo Debt· $1.2B
Leadership Team
René Lacerte
CEO and Founder
Ken Moss
Chief Technology Officer
Recent News
dcm.com
2025-12-31
globalventuring.com
2025-12-11
Company data provided by crunchbase