Upstart · 4 days ago
Software Engineer, Verifications
United States
Full-time
Remote
Mid Level
$142K/yr - $197K/yr
3+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Software Engineer on the Verifications Decisioning team, you will build services to integrate new data sources and maintain scalable APIs, ensuring data quality and improving machine learning models.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Work closely with cross-functional teams to understand business goals and translate them into technical requirements
Develop robust, high-performance services that enable real-time data retrieval and decisioning
Optimize and refactor code for scalability and efficiency, ensuring low-latency responses
Maintain and evolve our API infrastructure to support the growing volume of products and integrations
Ensure the quality and reliability of ML models by writing unit and integration tests, participating in code reviews, and monitoring production systems
Qualification
Required
3+ years of professional software development experience building scalable public or consumer-facing web and/or mobile products displaying a passion for user-experience, and a product-first mindset
High level of proficiency coding in production with Python, Kotlin and/or Ruby on Rails
Exhibits a growth mindset - you're not afraid to pick up new technologies that are best for the task, and learn from others
Excellent communication skills, able to explain complex technical topics to non-technical stakeholders
Extreme ownership of your work with a problem solving mindset, comfortability persevering through ambiguity without delegating the hard part to others
Preferred
You thrive in environments where you are expected to think like an owner and make decisions like one
Excellent written and verbal communication skills. You are able to tailor your communication style to fit the needs of the audience
Contributes to the open-source community, educates others on software development best practices, or spends time outside of work staying up with the latest trends in modern software development
Knowledge of, or hands-on experience utilizing advanced CI/CD technologies with a focus on infrastructure/everything as code
You are the go-to person for an important domain on your current or previous team, and love to teach others about it
Benefits
Competitive Compensation (base + bonus & equity)
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase