Upstart · 1 day ago
Finance Manager - Corporate FP&A
Upstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. The Finance Manager will drive financial forecasting, planning, and reporting, collaborating with business leaders to ensure accurate financial performance and risk management.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead financial forecasting, planning, and reporting for the balance sheet, net interest income, and risk capital
Own forecasting accuracy for balance sheet composition, fair value adjustments, and net interest margin
Build and maintain financial models and BI dashboards for scenario planning, variance analysis, and executive reporting
Partner with Analytics, Accounting, Treasury, and Capital Markets to ensure accurate modeling and compliance with GAAP and regulatory standards
Drive process improvements and automation within FP&A to improve accuracy, efficiency, and scalability
Support month-end and quarter-end close, earnings prep, board materials, and business reviews with actionable insights
Qualification
Required
BS/MS in Finance, Economics, Computer Science, Statistics, or related field (or equivalent experience)
7+ years of relevant experience in FP&A, Accounting, Investment Banking, or Corporate Finance
Strong expertise in balance sheet, liquidity, and cash management
Familiarity with consumer credit capital markets, private credit, structured finance/products/transactions
Advanced proficiency in Excel/Google Sheets; adept at handling large datasets
Strategic thinker with strong analytical and problem-solving skills
Exceptional communication and presentation skills, with ability to influence senior leadership
Highly organized, able to manage multiple priorities under tight deadlines
Adaptable, independent, and effective in fast-paced environments
Preferred
CPA certification with strong knowledge of GAAP and fair value accounting principles
Experience with NetSuite and FP&A tools such as Adaptive Planning
Proficiency with business intelligence and reporting tools (e.g., Looker, Tableau, Mode)
Familiarity with advanced analytics tools such as SQL, Python, or R
Prior experience in the consumer marketplace lending or fintech industry
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
Company data provided by crunchbase