Upstart · 2 days ago
Finance Manager - Corporate FP&A
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Finance Manager, you will drive and support all aspects of FP&A, collaborating with business leaders and ensuring the Upstart leadership team stays informed on financial performance and risks.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead financial forecasting, planning, and reporting for the balance sheet, net interest income, and risk capital
Own forecasting accuracy for balance sheet composition, fair value adjustments, and net interest margin
Build and maintain financial models and BI dashboards for scenario planning, variance analysis, and executive reporting
Partner with Analytics, Accounting, Treasury, and Capital Markets to ensure accurate modeling and compliance with GAAP and regulatory standards
Drive process improvements and automation within FP&A to improve accuracy, efficiency, and scalability
Support month-end and quarter-end close, earnings prep, board materials, and business reviews with actionable insights
Qualification
Required
BS/MS in Finance, Economics, Computer Science, Statistics, or related field (or equivalent experience)
7+ years of relevant experience in FP&A, Accounting, Investment Banking, or Corporate Finance
Strong expertise in balance sheet, liquidity, and cash management
Familiarity with consumer credit capital markets, private credit, structured finance/products/transactions
Advanced proficiency in Excel/Google Sheets; adept at handling large datasets
Strategic thinker with strong analytical and problem-solving skills
Exceptional communication and presentation skills, with ability to influence senior leadership
Highly organized, able to manage multiple priorities under tight deadlines
Adaptable, independent, and effective in fast-paced environments
Preferred
CPA certification with strong knowledge of GAAP and fair value accounting principles
Experience with NetSuite and FP&A tools such as Adaptive Planning
Proficiency with business intelligence and reporting tools (e.g., Looker, Tableau, Mode)
Familiarity with advanced analytics tools such as SQL, Python, or R
Prior experience in the consumer marketplace lending or fintech industry
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase