Upstart · 22 hours ago
Principal Analyst, Strategic Insights
United States
Full-time
Remote
Lead/Staff
$182K/yr - $252K/yr
8+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Principal Analyst on the Product Analytics team, you will drive understanding, insights, and decision-making related to the Personal Loans product, partnering across various teams to influence strategic growth and innovation.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Own and define the Personal Loans’s end-to-end data narrative and leverage it to influence strategic growth, risk, and marketplace decisions with senior leadership
Design, implement, and govern the core revenue decomposition models, KPIs, and reporting infrastructure that standardize how the Personal Loans business measures health and identifies high-impact opportunities
Translate complex analytical findings into compelling, concise data stories for executive review (e.g., MBRs/WBRs), proactively closing knowledge gaps and pushing for change in overall business strategy
Conduct deep-dive analyses and modeling to identify significant optimization and growth opportunities, effectively prioritizing efforts
Demonstrate technical ownership by building analytical Proof-of-Concepts (POCs) and partnering with Analytics Engineering to productionalize and automate high-value pipelines and workflows
Qualification
Required
Strong analytical and quantitative background with at least 8+ years of professional experience in analytics, data science, or a related quantitative field
Proficiency in data analysis tools, particularly SQL and Python/R
Experience with BI/visualization tools (e.g., Looker, Tableau, Mode)
Excellent problem-solving skills with the ability to tackle complex, ambiguous problems with a structured approach
Strong communication and presentation skills, with the ability to articulate complex analytical concepts to diverse audiences
Demonstrated ability to think critically about business problems and the systems they operate within
Preferred
Master's / PhD in a quantitative field (e.g., Statistics, Economics, Computer Science, Data Science)
Experience in technology, fintech, lending, or two-sided marketplace companies
Proven ability to influence strategic decisions through data-driven insights and narratives, especially at the leadership level
Experience collaborating effectively with Finance teams and executive level stakeholders
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase