Upstart · 1 week ago
Principal Analyst, Strategic Insights
United States
Full-time
Remote
Lead/Staff
$182K/yr - $252K/yr
8+ years expUpstart is a leading AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. As a Principal Analyst on the Product Analytics team, you will drive insights and decision-making related to the Personal Loans product, influencing growth and strategy through data narratives and analytics.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Own and define the Personal Loans’s end-to-end data narrative and leverage it to influence strategic growth, risk, and marketplace decisions with senior leadership
Design, implement, and govern the core revenue decomposition models, KPIs, and reporting infrastructure that standardize how the Personal Loans business measures health and identifies high-impact opportunities
Translate complex analytical findings into compelling, concise data stories for executive review (e.g., MBRs/WBRs), proactively closing knowledge gaps and pushing for change in overall business strategy
Conduct deep-dive analyses and modeling to identify significant optimization and growth opportunities, effectively prioritizing efforts
Demonstrate technical ownership by building analytical Proof-of-Concepts (POCs) and partnering with Analytics Engineering to productionalize and automate high-value pipelines and workflows
Qualification
Required
Strong analytical and quantitative background with at least 8+ years of professional experience in analytics, data science, or a related quantitative field
Proficiency in data analysis tools, particularly SQL and Python/R
Experience with BI/visualization tools (e.g., Looker, Tableau, Mode)
Excellent problem-solving skills with the ability to tackle complex, ambiguous problems with a structured approach
Strong communication and presentation skills, with the ability to articulate complex analytical concepts to diverse audiences
Demonstrated ability to think critically about business problems and the systems they operate within
Preferred
Master's / PhD in a quantitative field (e.g., Statistics, Economics, Computer Science, Data Science)
Experience in technology, fintech, lending, or two-sided marketplace companies
Proven ability to influence strategic decisions through data-driven insights and narratives, especially at the leadership level
Experience collaborating effectively with Finance teams and executive level stakeholders
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
Company data provided by crunchbase