Range Bank · 4 months ago
Chief Lending Officer
Range Bank is a well-established, community-focused bank serving individuals, businesses, and municipalities across the Western Upper Peninsula of Michigan and Northeast Wisconsin. The Chief Lending Officer (CLO) will provide strategic direction and oversight for the bank’s lending operations, ensuring alignment with the bank’s overall strategic plan and vision while fostering a culture of accountability and service excellence.
BankingFinancial ServicesManagement Consulting
Responsibilities
Provide visionary leadership and strategic direction for all lending functions
Create, manage, and lead strategic initiatives for the Business Banking department, including product development, client acquisition, and relationship management
Develop and implement lending strategies that support the bank’s growth, profitability, and risk management objectives
Work closely with SVP-Commercial Credit Department Manager to ensure high quality underwriting, presentation and maintenance of commercial credits
Work closely with VP-Credit Administration Officer to ensure proper documentation, efficient operations, regulatory reporting and compliance for business and consumer loans
Actively participate in Officer, Directors and Board Loan Committees and provide guidance on credit decisions, loan structuring, and risk rating
Actively participate in Asset Liability Management and Problem Loan Committee
Oversee the development and maintenance of lending policies and procedures in compliance with regulatory requirements
Oversee, manage, and adjust, as necessary, individual and committee loan authorities
Monitor loan portfolio performance, identify trends, and report regularly to the CEO and Board of Directors
Collaborate with Chief Home Mortgage Officer on products, pricing and strategic direction
Collaborate with senior leadership on strategic planning, budgeting, and asset-liability management
Ensure successful outcomes in internal and external audits and regulatory examinations
Mentor, manage and develop lending staff, fostering a culture of accountability, service excellence, and professional growth
Represent the bank in the community, building relationships with key clients, civic leaders, and business organizations
Qualification
Required
Bachelor's degree in finance, business administration, or related field; MBA or Graduate School of Banking preferred
Minimum of 10 years of progressive experience in banking, with at least 5 years in a senior lending or credit leadership role
Proven track record in commercial lending and portfolio management
Strong understanding of lending regulations, credit risk, and compliance
Demonstrated success in leading business banking initiatives and teams
Exceptional leadership, communication, and strategic planning skills
Commitment to community banking values and relationship-based lending
Preferred
Experience with municipal lending and small business development
Ability to analyze complex financial statements and credit information
Proficiency in loan systems and reporting tools
Benefits
Paid time off
Volunteer time off (1 day per year)
Paid holidays (9.5 days per year)
Health insurance through Blue Cross Blue Shield of Michigan
Telehealth with $0 copay
HSA plan options, including employer contribution
Vision
Dental
401(k) retirement plan with up to 6% match (after 1 year)
Short term disability insurances (paid 100% by company)
Long term disability insurance (paid 100% by company)
Life insurance (paid 100% by company)
Voluntary life insurance
Employee Assistance Program
Employee Stock Purchase Plan