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City Bank · 3 months ago

Commercial Lending Assistant

College Station, TX, USA

Full-time

Onsite

New Grad, Entry Level

City Bank is a financial institution seeking a Commercial Lending Assistant to provide a variety of services for customers in a professional manner. The role involves preparing new loans, maintaining existing loans, and coordinating various loan documentation processes.

BankingFinanceFinancial ServicesMortgageWealth Management

Comp. & Benefits

Responsibilities

Greeting customers

Represent the bank to the customer in a courteous and professional manner

Furnish prompt, efficient, and accurate service

Attention to detail and excellent communication skills are required

Maintain work area in a clean, neat, and professional appearance

Accept credit applications

Obtain CIP documentation for individuals, run credit reports and enter Customer Due Diligence information into Verafin

Obtain borrowing authorization documents for entities, input Beneficial Owner information in Verafin and obtain Certificates of Good Standing

Create new customer CIF’s on Silverlake and complete BSA – Verafin questions

Coordinate the preparation of loan closing documents with internal and external individuals for Commercial and Industrial loans including Letters of Credit, Floor Plans and Guidance Lines

Coordinate document ordering

Open title insurance orders with title companies

Request appraisal, environmental and evaluation orders through Real Estate Valuation Dept

Coordinates with SBA and other government guaranteed loan programs on gathering the proper documentation on government guaranteed loans

Scheduling, closing and funding of loans

Prepare or assist in the preparation of the Loan Input Worksheet which is used to prepare the Commercial/Ag Loan Memo, provides information for Loan Doc Prep to prepare loan documents, and provides checklists (borrowing entity and collateral documentation) for Doc Review ticklers

Review loan documents for accuracy prior to loan closings

Prepare Loan Funding Worksheet to provide loan disbursement instructions to the centralized Loan Funding Department once loans are closed; provide drafting instructions as needed

Scan loan package documents and name using naming template. Save completed loan package to Doc Review for tracking

Scan documents received by mail. Name with naming template and save to exception folder to remove exception or Synergy Folder for upload to Synergy

Manages each loan to identify, file, and perfect the Bank’s lien on any and all loans, including but not limited to: UCC’s, Deed of Trust, Assignments, Subordinations, etc

Review documentation exception reports and communicate with borrowers by letter, email or phone requesting on-going financial and collateral documentation

Complete the Exception Removal Request spreadsheet and forward to the Exception Tracking group to update tracked documents as received

Complete loan advances and transfers; update construction draw spreadsheets as applicable; prepare extensions and modifications for loan payments

Process/review loan payments; Portal Pay, DMI, Private Banking and all loans housed on Silverlake

Issues cashier’s checks

Prepare spreadsheet to track floor plan customers and guidance line activity

Scheduling construction, equipment and floor plan inspections

Utilizing Lien Solutions, order UCC searches and flood determinations; file new and terminated UCC’s, review borrower monitoring alerts

Customer Services requests:

Prepare AFT and ACH set up forms

Enters changes in Synapsys for address changes and officer changes

Process wire transfers

Prepare payoff quotes

Provide loan history information

Compile release of lien documents and etc

Scheduling appointments for loan officers

Receiving and directing phone calls

Call on past due and NSF customers

Participate in training sessions as required by supervisor

Other duties, as assigned by Management; some branch Lending Assistants perform additional duties:

Accept stop payments

Q2 Online Banking resets

Qualification

Loan processingCustomer serviceAttention to detailVerafinSilverlakeCommunication skillsTeam collaboration

Required

Attention to detail and excellent communication skills are required

Responsible for performing a variety of services for our customers in a timely and professional manner

Greeting customers

Represent the bank to the customer in a courteous and professional manner

Furnish prompt, efficient, and accurate service

Maintain work area in a clean, neat, and professional appearance

Accept credit applications

Obtain CIP documentation for individuals, run credit reports and enter Customer Due Diligence information into Verafin

Obtain borrowing authorization documents for entities, input Beneficial Owner information in Verafin and obtain Certificates of Good Standing

Create new customer CIF's on Silverlake and complete BSA – Verafin questions

Coordinate the preparation of loan closing documents with internal and external individuals for Commercial and Industrial loans including Letters of Credit, Floor Plans and Guidance Lines

Coordinate document ordering

Open title insurance orders with title companies

Request appraisal, environmental and evaluation orders through Real Estate Valuation Dept

Coordinates with SBA and other government guaranteed loan programs on gathering the proper documentation on government guaranteed loans

Scheduling, closing and funding of loans

Review loan documents for accuracy prior to loan closings

Prepare Loan Funding Worksheet to provide loan disbursement instructions to the centralized Loan Funding Department once loans are closed; provide drafting instructions as needed

Scan loan package documents and name using naming template. Save completed loan package to Doc Review for tracking

Scan documents received by mail. Name with naming template and save to exception folder to remove exception or Synergy Folder for upload to Synergy

Manages each loan to identify, file, and perfect the Bank's lien on any and all loans, including but not limited to: UCC's, Deed of Trust, Assignments, Subordinations, etc

Review documentation exception reports and communicate with borrowers by letter, email or phone requesting on-going financial and collateral documentation

Complete the Exception Removal Request spreadsheet and forward to the Exception Tracking group to update tracked documents as received

Complete loan advances and transfers; update construction draw spreadsheets as applicable; prepare extensions and modifications for loan payments

Process/review loan payments; Portal Pay, DMI, Private Banking and all loans housed on Silverlake

Issues cashier's checks

Prepare spreadsheet to track floor plan customers and guidance line activity

Scheduling construction, equipment and floor plan inspections

Utilizing Lien Solutions, order UCC searches and flood determinations; file new and terminated UCC's, review borrower monitoring alerts

Prepare AFT and ACH set up forms

Enters changes in Synapsys for address changes and officer changes

Process wire transfers

Prepare payoff quotes

Provide loan history information

Compile release of lien documents and etc

Scheduling appointments for loan officers

Receiving and directing phone calls

Call on past due and NSF customers

Participate in training sessions as required by supervisor

Other duties, as assigned by Management

Company

City Bank

City Bank specializes in personal banking, mortgage lending, insurance, investments, indirect lending and private banking. It is a sub-organization of South Plains Financial.

Founded in 1941