Citi · 4 months ago
Dedicated Lending Associate SAFE Act - B10 - NEW YORK
New York New York United States
Full-time
Hybrid
Entry Level
$72K/yr - $105K/yr
1+ years expCiti is a leading global bank, and they are seeking a Dedicated Lending Associate SAFE Act to contribute to strategic plans aimed at increasing market share and maximizing growth opportunities. The role involves providing mortgage lending services, managing client inquiries, and ensuring compliance with lending regulations.
BankingFinanceFinancial Services
Responsibilities
Deliver mortgage lending services to clients in consultation with assigned Home Lending Officer(s) in all aspects of the loan application process to include: collecting borrower information, consulting a borrower on mortgage options; quoting rates/terms from the system, and addressing follow-ups on the application/mortgage processing
Gather information from clients and other third party sources such as title companies and real estate agents, and apply judgement based on practice and precedence to determine needed items to submit files to underwriting for approval
Monitor application pipeline to ensure key dates (consent, lock, lock expiration, anticipated closing dates) are met and communicate with clients on requirements and timelines
Manage the marketing process for the Home Lending Officer supported, which includes marketing material management and follow-up on prospective customer leads as needed, working open houses, realtor agent events and training events
Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the processors and acquire any additional information needed by the processors and/or underwriters
Manage customer inquiries as well as build and maintain relationships with client book of work
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Qualification
Required
1-3 years of relevant experience in Mortgage/Loan Origination
This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ('Registry') and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures
Bachelor's/University degree or High School diploma/equivalent with at least 2 years of relevant Loan Origination experience
Expert knowledge of general lending products and services and pricing alternatives in the industry
Ability to comprehend and explain financial calculations and pricing alternatives
Strong communication skills with customers about the proper documents and information needed to obtain a particular loan
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA
Self-starters who can work independently or work with existing partnerships with a proven track record
Ability to work as part of a team to grow the assigned branch/branches or community organization
Preferred
Banking experience preferred
Consistently demonstrates clear and concise written and verbal communication
Benefits
Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Company
Citi
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.
10001+ employees
H1B Sponsorship
Citi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1386)
2024 (849)
2023 (1375)
2022 (1117)
2021 (876)
2020 (901)
Funding
Current Stage
Late StageLeadership Team
James Monahan
Managing Director / Global Head of Asset Servicing
Naveed Sultan
Managing Director, Chairman, Institutional Clients Group
Recent News
2026-01-20
2026-01-15
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