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Cathay Bank · 1 day ago

Regional Mortgage Loan Officer

Irvine, CA

Full-time

Onsite

Mid Level

$31.25/hr - $38.46/hr

3+ years exp

Cathay Bank is a financial institution committed to fostering growth and development among its employees. The Regional Mortgage Loan Officer will provide training and support to less experienced bankers, manage loan production, and ensure excellent client service while assessing mortgage needs and promoting bank products.

BankingFinanceFinancial Services

Responsibilities

Travel to assigned Branches and assist clients who are interested in residential mortgages. Provide expertise and address questions, resolve problems, and identify ways to meet the client’s financial needs

Assist clients to complete loan applications. Gather information and process each file from initial approval to closing in a timely manner

Act as a liaison between branches, underwriter, closing agents and other related parties

Follow up with clients and related parties on outstanding loan conditions, provide assistance to resolve processing problems

Ensure the timely and accurate processing of all loans

Submit accurate information that constitutes a complete loan application as required by regulations

Input correct loan information into the system for processing. Ensure that all loan documentation is complete, accurate, verified and complies with Bank policy

Maintain pipeline report and notify management of status as needed

Assist branch personnel in cross-selling other bank products and services, to ensure an outstanding client experience for existing and prospective clients

Assist branches to organize and conduct mortgage seminars as needed

Participate with real estate affiliated organizations to help promote the bank and the banks products

Must be knowledgeable with all bank products with a proven track record in loan closings

Network with Real Estate Agents for referrals

If schedule permits, maybe be asked to travel to other regions, in state and out of state to assist in mortgage origination and training

Qualification

Mortgage lending experienceLending regulationsLoan processing skillsBilingualPC proficiencyOrganizational skillsProblem-solving skillsCommunication skillsTeamwork

Required

Associates Degree preferred

Minimum 3 years mortgage lending and banking experience with good knowledge of lending regulations and loan processing in a multi-state lending environment

Organized and detail oriented

Able to develop working knowledge of Bank's credit policies and approval process for assigned loans

Ability to work effectively in a fast paced, high production environment

Strong organizing and problem-solving skills

Strong written and verbal communication skills

Must be able to adapt well to a fast paced and constantly changing business environment

PC proficient at the intermediate level

Demonstrated ability to work in a team-oriented environment

Demonstrated ability to provide good client service

Must possess an active registration or be eligible for registration under the Nationwide Mortgage Licensing System & Registry (NMLS) within 90 days of hire

Preferred

Bilingual is a plus

Benefits

Medical insurance

Dental insurance

Vision insurance

Life insurance

Long-term disability insurance

Flexible spending accounts (FSAs)

Health saving account (HSA) with company contributions

Voluntary coverages

401(k)

Company

Cathay Bank

Glassdoor3.1

Cathay Bank is a financial services company originally founded to support Los Angeles’ growing Chinese American community. It is a sub-organization of Cathay General Bancorp.

Founded in 1962

El Monte, California, USA

1001-5000 employees