Mortgage Conventional Underwriter jobs in United States
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First United Bank · 1 day ago

Mortgage Conventional Underwriter

positionPlano, TX
timeFull-time
remoteOnsite
senioritySenior Level
date5+ years exp

First United Bank is seeking a Mortgage Conventional Underwriter responsible for underwriting mortgage loans in compliance with bank, investor, and regulatory requirements. The role involves reviewing loan conditions, providing support to senior underwriters, and ensuring timely loan closings while maintaining confidentiality and compliance with company policies.

BankingFinancial ServicesInsuranceLending

Responsibilities

Review loan amount changes that occur after clear-to-close; rerun AUS, ensure all conditions remain satisfied, clear Drive Report findings. Act as main point of contact from Underwriting for escalations from Closing
Provide support to the senior underwriting staff by reviewing loan conditions regarding credit, income, and collateral risk
Full underwrite on Conventional loans
Work within specified time frames to assist in closing loans in a timely manner
Maintains the confidentiality of the information reviewed
Maintains and improves personal knowledge and skills
Ensuring compliance with company policies and guidelines
Analyzing risk and requesting additional documentation as necessary
Staying up to date agency guidelines, products and recent regulatory changes
Performs other duties as requested by manager
Provide exceptional servicing support to customers and loan officers
Adherence to all First United Policies and Procedures
Other miscellaneous duties as assigned

Qualification

Mortgage underwriting proceduresCredit risk principlesEncompass experienceDU/LPA proficiencyMortgage processing experienceCustomer service skillsWritten communication skillsVerbal communication skillsTeamworkProblem-solving skillsInterpersonal skills

Required

Bachelor's degree in business, finance, accounting, economics or related field
5+ years of current mortgage processing experience
Thorough knowledge of mortgage underwriting procedures, policies, guidelines and regulations
Ability to apply sound credit risk principles and practices in making mortgage loan conditions decisions in a timely and decisive manner
Ability to lead by example and participate as an effective member; conducts self as a professional
Excellent customer service skills
Advanced proficiency with DU/LPA
Strong written and verbal communications skills
Ability to work in a team environment to resolve problems
Proficient computer skills
Exceptional customer service skills
Willingness to accept additional responsibilities
Good problem-solving and decision-making skills
Dependable and adheres to timelines and schedules
Takes initiative in development and completion of projects
The ability to use email, phone, and other communication tools are necessary
Strong interpersonal skills and ability to work well with a wide range of people

Preferred

Encompass experience strongly preferred

Company

First United Bank

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First United Bank is a banking company that specializes in the fields of personal banking, loans, and business loans.
dateFounded in 1900
location
Durant, Oklahoma, USA
people-size1001-5000 employees
web-link
http://www.firstunitedbank.com

Funding

Current Stage
Late Stage
Total Funding
$80.45M
2022-02-01Series Unknown· $80.45M

Leadership Team

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Tadd D. Tobkin
EVP - Chief Technology Officer
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