American Financing · 4 months ago
Mortgage Loan Processor - Refinance
Aurora, Colorado, United States
Full-time
Onsite
Mid, Senior Level
$40K/yr - $155K/yr
5+ years expAmerican Financing is a national mortgage lender focused on helping customers achieve their financial goals. The Mortgage Loan Processor is responsible for efficiently processing and closing residential mortgage loans while maintaining a compliant pipeline and providing guidance to other processors.
FinanceFinancial ServicesFinTechPersonal Finance
Responsibilities
Maintain a secure environment for processing loan files
Procure and verify credit-related documentation, including employment, assets, rental history, credit reports, and other required verifications
Research and resolve account issues for customers as needed
Coordinate with third-party vendors (appraisal, title, insurance, etc.) to obtain necessary documentation for loan approval
Review documentation and provide conditions for loan approvals in compliance with underwriting guidelines, including borrower, credit, and collateral documentation
Analyze and interpret financial data in accordance with industry standards and parameters
Utilize loan origination systems (LOS) and automated underwriting systems (AUS) for loan tracking and processing
Provide administrative and operational support to management and loan officers as needed
Ensure all required disclosures (state, federal, and company-specific) are provided to clients in a timely manner
Report any potential misrepresentation or fraudulent activity to the Branch Manager or Processing Supervisor
Communicate all issues affecting loan processing and approval to the applicable loan officer
Collaborate with underwriting and closing departments to maintain quality and efficiency in loan submissions
Suggest improvements to loan processing systems and workflows to the Processing Manager when appropriate
Assist in problem-solving to ensure the successful closing of residential loans
Manage loan pipeline effectively to ensure timely closings, maintaining a 90% or higher COE (Close of Escrow) success ratio
Perform additional duties and responsibilities as assigned
Qualification
Required
5+ years of mortgage lending or related experience
Proficient in spoken and written English
Punctual and reliable
Excellent customer service and communication skills
Ability to work in a fast-paced, high-pressure environment with changing priorities
Ability to work overtime as needed
Comfortable with prolonged computer work and occasional lifting (up to 15 lbs)
Benefits
Medical, Dental, Vision, 401k
Paid time off and sick days
Paid holidays
Long-term paid disability
Paid maternity and bonding leave
Full desk equipment provided
Company
American Financing
American Financing is a national mortgage banker, licensed in all 50 states.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
G
Gabie Maldonado
Co-Founder
Damian Maldonado
CO/Founder
Recent News
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