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M&T Bank · 2 months ago

Credit Risk Analyst I (Hybrid- See Job Description for Listed Locations)

Buffalo, NY

Full-time

Hybrid

Entry Level

$61K/yr - $101K/yr

2+ years exp

M&T Bank is a financial institution seeking a Credit Risk Analyst I to perform advanced data and statistical analysis for monitoring and evaluating the Bank's Commercial Loan portfolio. The role involves developing tools for risk identification, analyzing credit quality, and presenting findings to management.

Financial Services

H1B Sponsor Likely

Responsibilities

Assist in establishing, monitoring, evaluating, and interpreting data with a risk management focus and an understanding of business strategy

Demonstrate working knowledge of Credit Risk databases to provide data and analytical support to Senior Management

Perform data manipulation and analysis of financial, demographic, behavioral, market and economic data as appropriate using Microsoft Office Products (Excel, Power BI) and/or Tableau and present results and recommendations to Credit Risk Management

Monitor performance of loan portfolio credit quality; communicate issues to management; quantify business ramifications; investigate incidents that may result in losses and compile findings for management review

Demonstrate working knowledge of credit risk metrics including Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD)

Track portfolio performance and risk strategy results. Incorporate observations and data in existing models to improve predictive results

Identify deviations from forecast/expectations and explain variances in complex situations. Identify risk and/or opportunities

Develop and enhance financial analysis and data support tools that will be used both in and outside the Credit Division

Leverage market intelligence, including macroeconomic data, capital and equity market trends and other industry information to supplement portfolio analysis and to identify market trends that could be detrimental to the portfolio

Assist with special projects as requested by management

Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned

Qualification

Credit Risk AnalysisStatistical AnalysisFinancial AnalysisMicrosoft ExcelTableauProbability of Default (PD)Loss Given Default (LGD)Exposure at Default (EAD)Attention to DetailCommunication SkillsProblem Solving

Required

Bachelor's degree in Finance, Economics, Mathematics, Statistics, Quantitative Analysis, or another technical discipline with minimum of 2 years relevant experience or in lieu of degree, a combined minimum of 6 years higher education and/or work experience to include a minimum of 2 years relevant experience

Master's degree in Finance, Economics, Mathematics, Statistics, Quantitative Analysis, or another technical discipline

Demonstrate working knowledge of Credit Risk databases to provide data and analytical support to Senior Management

Demonstrate working knowledge of credit risk metrics including Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD)

Ability to identify, analyze, rationalize, and communicate business problems and recommend solutions (especially via written reports), and to work independently

Preferred

Banking or Financial Services experience

Previous Financial Analysis experience

Company

M&T Bank

Glassdoor3.6

Great companies have an enduring sense of purpose.

Founded in 1856

Buffalo, New York, US

10001+ employees

http://www.mtb.com

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (116)

2024 (113)

2023 (84)

2022 (103)

2021 (42)