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American National · 3 months ago

Sr Field Claims Specialist

United States

Full-time

Remote

Senior Level

5+ years exp

American National is a US-based specialty P&C company that focuses on securing financial futures through a range of wealth protection and retirement services. The Sr Field Claims Specialist is responsible for handling property claims, including high severity and complex losses, by inspecting damages, assessing coverage, and negotiating with claimants and vendors.

Auto InsuranceFinancial ServicesHealth CareHealth InsuranceInsuranceLife Insurance

No H1B

Responsibilities

Inspects the damage of the loss

Determines the investigative needs to assess damages, the cause of the loss, and the coverage

Interviews the claimants and witnesses

Conducts additional research or identifies additional investigation needs and resources, as needed

Identifies potential fraud indicators

Assesses the salvage/subrogation potential and monitors to them to the conclusion

Completes the risk evaluation for underwriting and claims purposes

Verifies and interprets the policy coverage, deductibles, and liability; and analyzes what may be covered

Reviews and documents the facts of the loss and estimates the cost of the repairs and/or replacements including detailed diagrams, reports and estimates

Communicates and explains the process, estimates, etc., to the policyholder

Negotiates with the insured, contractors, and vendors, as needed

Maintains contact with claimants, agents, and attorneys, regarding the ongoing status of claims files

Qualification

Property Claims HandlingField Adjusting KnowledgeEstimating KnowledgeInsurance DesignationsConstruction Experience

Required

High school diploma

Five or more years of experience in insurance, construction or related field

State license and/or ability to obtain one

The position involves considerable physical exertion, such as regular climbing of ladders, lifting of heavy objects (up to 80 pounds) on a highly frequent basis and/or assuming awkward positions for long periods of time

A person in this position is expected to make independent decisions in accordance with the company's policies and procedures

Full time remote position

Travel required