Best Egg · 3 months ago
Data Scientist - Credit
United States
Full-time
Remote
Mid Level
$125K/yr - $140K/yrBest Egg is seeking a Data Scientist - Credit to enhance the model development process related to credit risk. The role involves building and refining credit risk models, ensuring reliable model delivery, and supporting model monitoring and governance.
Financial ServicesFinTechLending
Responsibilities
Strengthen Credit Risk Modeling and Credit Predictability
Build and enhance credit risk models (e.g., Gen5B Shadow/Gen6, and Autonomous Underwriting) to improve credit predictability and manage portfolio risk
Work with MLOps, Feature Platform, Credit Strategy, and Implementation teams to build adaptive modeling pipelines that connect model insights directly to automated, production-ready decision flows
Keep our modeling framework responsive to changes in credit quality and macroeconomic trends
Conduct exploratory data analysis and experiment tracking to identify key risk drivers and optimize model performance
Own Python project structure, CI/CD setup, and end-to-end testing for reliable model delivery
Partner with MLOps and Feature Platform to maintain model pipelines (Metaflow, SageMaker, etc.) and streamline model deployment
Support model deployment and validation to make sure that models run reliably in production and deliver consistent results
Improve overall development efficiency through standardization, automation, version control, and reproducibility
Expand monitoring frameworks to underwriting models
Support bank and compliance reviews of model performance, PSI/CSI analysis, reject inference, and validation
Maintain audit-ready documentation and data transparency for internal and external partner reviews
Qualification
Required
Bachelor's degree in Statistics, Mathematics, Operational Research, Computer Science/Engineering, Data Science or other quantitative major
Solid understanding of the model lifecycle (EDA, modeling, evaluation, deployment)
Intermediate Python and SQL
Data wrangling using pandas (bonus: pyarrow, polars)
Basic version control (git/GitHub)
Experience with Metaflow or similar orchestration frameworks (Flyte, ZenML, SageMaker Pipelines)
Familiarity with cloud environments (AWS preferred)
Model deployment experience (FastAPI + Docker)
Unit testing (pytest) and modern Python project tools (uv, poetry)
Background in credit risk modeling or lending-related ML solutions (e.g., underwriting, early delinquency, loss prediction, fraud detection, etc.)
Preferred
Master's or PhD in a quantitative field
Experience in building Cloud Services/Architect solutions, and data/CI/CD pipelines for AI/ML solutions
Benefits
Annual incentive bonus based on individual and company performance
Yearly incentive bonus target 20% of base salary
Company
Best Egg
Best Egg is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources.
Founded in 2013
501-1000 employees
H1B Sponsorship
Best Egg has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
Funding
Current Stage
Late StageTotal Funding
$2.09BKey Investors
Healthcare of Ontario Pension Plan (HOOPP)Invus
2022-03-10Series E· $225M
2018-01-29Debt Financing· $495M
2017-11-08Debt Financing· $312M
Leadership Team
Alex Rhodes
Chief Operating Officer
Recent News
2025-06-26
2024-05-24
Company data provided by crunchbase