Apply on Employer Site

UMB Bank · 1 day ago

Portfolio Manager - BBLC

Kansas City, MO

Full-time

Onsite

Entry, Mid Level

$51K/yr - $99K/yr

2+ years exp

UMB Bank is seeking a Portfolio Manager for their Business Banking Loan Center (BBLC) to assist in managing loans over $500,000. The role involves credit underwriting, financial analysis, and ongoing portfolio management to ensure compliance with credit conditions and covenants.

BankingFinanceFinancial Services

Responsibilities

You will analyze business and personal financial statements and work with the Business Banking Loan Center underwriting team to perform financial spreading of those statements

You will present solutions to credit structure, covenants, financial reporting requirements and other credit conditions to the Underwriter

You will monitor portfolio continuously by tracking loan exceptions, BBC, covenants, pas dues and other portfolio management activities

You will recognize and manage early warning signs for the portfolio on a recurring basis and follow established protocol for actions that need to be taken

You will provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi-state geographical footprint

You will secure financial information and test covenants requirements

You will provide timely client follow up and ensure that loan servicing actions, such as past due payment collections, demand letters, law suits, and liquidations are properly administered

You may perform site visits if needed

You will address complaints successfully, resolve documentation exceptions and covenant requirement violations

Other duties as assigned

Qualification

Credit analysisFinancial analysisBusiness Loan experienceExcel proficiencyWriting skillsCapital StreamFIS/BISInterpersonal skillsProblem-solving skillsStrategic thinkingWork independently

Required

You possess a Bachelor's Degree in Business, Accounting, Finance or related area with at least 6 hours of accounting AND 1+ year in Business Loan experience (up to $5MM) AND 1+ year credit analysis experience

OR, you have any combination of education and experience that would provide an equivalent background

You demonstrate credit decision making skills and ability

You demonstrate financial analytical skills with ability to solve complex problems by interpreting data and results

You demonstrate excellent writing skills to create credit memos

You demonstrate excellent verbal and interpersonal skills to communicate with sales force and credit managers

You demonstrate ability to work independently

You demonstrate proficiency of Excel, and Word to create tables and worksheets for credit memos