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Gesa Credit Union · 1 day ago

Sr. Home Loan Officer - Business Development

Boise, ID

Full-time

Hybrid

Mid, Senior Level

$46K/yr - $350K/yr

3+ years exp

Gesa Credit Union is committed to empowering communities through the efforts of their dedicated team. The Sr. Home Loan Officer - Business Development is responsible for generating leads, maintaining referral relationships, and assisting members with their mortgage lending needs while adhering to credit policies and regulations.

CreditFinancial ServicesLending

Growth Opportunities

Responsibilities

Meet the minimum established individual goals each month

Make in-person calls on real estate agents and brokers, financial advisors, builders, and other potential referral sources to develop borrower leads. It is expected the Home Loan Officer will spend significant time out in market selling loan products and generating leads

Meet prospective clients at locations outside of Gesa as needed

Attend open houses and other industry events as needed

Home Loan Officers focused on business development will have office availability at a Gesa location, but the flexibility for significant time outside of the office generating business as needed

Perform the loan origination function in a thorough and complete manner. Adhere to Credit Union policies and procedures

Ensure that all approved loans comply with applicable regulations, established loan standards, and have zero errors

Maintain a professional, courteous, and friendly atmosphere for members and co-workers

Demonstrate a working knowledge of all mortgage products and rates, both within the Credit Union and from the industry overall

Troubleshoot and resolve member and internal inquiries in a timely, friendly, and accurate manner

Interview members for residential mortgage loans, and clearly explain financing and mortgage programs and their requirements

Inform members of results of preliminary financial analysis

Calculate loan estimates

Monitor status of loans; process loan in a timely manner

Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities

Attend Credit Union training sessions, conferences, and seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities

Build positive relationships with real estate agents and members of the community to increase production of loan sales

Promptly report areas and actions of concern to supervisor as actionable

Display mutual respect, trust, and dignity, acting in the best interest of the Credit Union. Lead by example by always displaying solid ethics and integrity

Control risk and perform duties in a safe and sound manner

Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge

Qualification

Mortgage Lending ExperienceNMLS Mortgage Loan OriginatorLoan OriginationDesktop UnderwritingBusiness DevelopmentCommunication SkillsAttention to DetailRelationship Building

Required

Three to five years of similar or related experience; mortgage lending experience desired

High school diploma or equivalent completion of specialized course of study, training, and experience

Obtain and maintain valid NMLS Mortgage Loan Originator Identification (MLO) Number

Proficiency with standard office equipment, lending software, spreadsheets, and word processing

Independent travel is required to achieve training and business objectives

A valid Driver's License is required

Preferred

Bachelors degree in Business Administration or Finance is preferred but not required

Extensive knowledge of conforming and non-conforming loans as defined by the secondary market desired

Experience with Desktop Underwriting or other lending-specific software desired

Experience in the development of new business through calling on the real estate community and membership in professional organizations, with a proven outside sales track record desired

Experience in loan origination consistent with FNMA guidelines, as well as FHA and VA loan originations desired