Associate Director, Credit Risk Management jobs in United States
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ORIX Corporation USA · 1 day ago

Associate Director, Credit Risk Management

ORIX Corporation USA is seeking an Associate Director with expertise in credit risk management. The role involves overseeing risk evaluation and structuring financing solutions for distressed assets, ensuring recovery maximization while mitigating downside exposure.

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Responsibilities

Evaluate and manage risks associated with distressed asset liquidation and ABL/DIP financing transactions
Assess borrower financial condition, liquidity needs, and viability of restructuring or financing solutions
Support structuring and underwriting of ABL/DIP financing, including borrowing base collateral evaluation, covenant development and legal documentation
Conduct asset valuation, cash flow forecasting, and recovery analysis to inform liquidation or financing decisions
Collaborate with restructuring advisors, legal counsel, and investment teams to evaluate and mitigate risks in liquidation strategies
Monitor DIP loan performance and borrower compliance with financing terms
Prepare risk memos, scenario analyses, and presentations for senior management, and investment committees
Track market trends, bankruptcy cases, and distressed financing structures to manage risk in new transactions and existing portfolio

Qualification

Credit underwritingDistressed asset managementFinancial modelingAsset valuationCash flow analysisNegotiation skillsStakeholder managementExcel proficiencyWritten communicationVerbal communicationIndependent workTime management

Required

Bachelor's degree in Finance, Real Estate, Accounting, or related field
4–5 years of solid credit underwriting and investing experience
Strong understanding of liquidation processes, collateral valuation, and recovery strategies
Proficiency in accounting, valuation, financial modeling, cash flow analysis, and distressed debt analysis
Strong negotiation and stakeholder management skills
Ability to work independently and manage complex transactions under tight timelines
Keen ability to construct concise, persuasive verbal and written investment opinions to present to senior management and investment committees
Advanced Excel and financial modeling skills

Preferred

Master's degree
Experience with distressed asset management, restructuring, or special situations finance
Knowledge of key principles of asset-based lending (ABL) or distressed assets including debtor-in-possession (DIP) financing
Experience with restructuring tools or legal processes

Benefits

Cash bonuses
Long term incentives
Health insurance
Accident and life insurance
Retirement benefits
Competitive vacation policy
Floating personal holidays
Extensive leave options
Annual observed holidays
Infertility coverage
Adoption support
Child and elder care
Fully paid maternity
Generous parental leave benefits
Hybrid working model with a 3 day in-office minimum requirement

Company

ORIX Corporation USA

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Established in the U.S. in 1981, ORIX USA has grown organically and through acquisition into the investment and asset management firm we are today.

H1B Sponsorship

ORIX Corporation USA has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2024 (5)
2023 (1)
2022 (2)
2021 (4)
2020 (2)

Funding

Current Stage
Late Stage

Leadership Team

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Michael E. Cousins
Chief Financial Officer
Company data provided by crunchbase