Apply on Employer Site

United Bank · 1 day ago

Portfolio Manager

Lawrenceville, GA

Full-time

Hybrid

Mid Level

3+ years exp

United Bank is committed to nurturing a culture that reflects the communities they serve. The Portfolio Manager takes primary responsibility for the underwriting process, portfolio administration, and credit quality of assigned portfolios, working closely with lenders and stakeholders to ensure effective financial solutions and risk management.

BankingCredit CardsFinancial ServicesLendingVenture CapitalWealth Management

Responsibilities

Support the commercial lending process through underwriting, policy knowledge, credit structuring, and risk assessment in credit request packages for assigned portfolio. Ensure packages are complete, accurate and properly documented

Working directly with commercial lenders, treasury management and other team members to effectively grow fees, deposits, and portfolio revenue by presenting financial solutions to customers

Responsible for full cycle of loan request process; From conducting preliminary evaluation, to entering and maintaining client information in commercial database, to providing full financial and market analysis and preparing a recommended term sheet

Contribute to the Market’s success in meeting/exceeding volume and production goals; Accompanies lenders during sales calls to assist with account details, relationship building, and product recommendations

Primary liaison with internal and external stakeholders to include various Bank departments, customers, attorneys, and commercial lenders/leadership

Identify and recommend changes or enhancements to the Bank’s lending policies and procedures, to better serve community and current market needs

Collaborate with lenders to identify areas of concerns pertaining to a loan and in the management of maturing loans

Responsible for overseeing renewals, document tickler and covenant tracking of loans

Monitor loan documentation and financial statement exception reports and follow-up to clear up document exceptions in a timely manner

Troubleshoot, report and manage activity on delinquent accounts at the various intervals

Generate and provide requested reports as necessary on Team’s loan portfolio

Participate in team sales call and attend external events and market activities in a business development role

Qualification

Loan underwritingCredit trainingFinancial analysisCommercial bankingMicrosoft Office SuiteCustomer relationsSales skillsSpanish languageInterpersonal skillsSelf-motivatedDetail oriented