Pagaya · 23 hours ago
Senior Partnerships & Product Counsel
New York, NY
Full-time
Onsite
Senior Level, Lead/Staff
$200K/yr - $240K/yr
8+ years expPagaya is a global technology company focused on reshaping the financial services ecosystem using artificial intelligence. They are seeking a Senior Partnerships & Product Counsel to lead the legal structuring and negotiation of strategic partnerships and embedded finance products in a regulated fintech environment.
Artificial Intelligence (AI)Business DevelopmentCreditFinTech
Responsibilities
Own the legal strategy, structuring, negotiation, and execution of Pagaya’s most complex and strategic partnership agreements, including embedded finance, asset acquisition, servicing, and distribution arrangements
Serve as the primary legal partner to Product and Growth teams on new product launches and feature development, translating regulatory requirements into scalable, commercially viable structures
Advise on U.S. consumer credit and fintech regulatory considerations impacting products and partnerships, working closely with Compliance and Risk teams to identify, mitigate, and allocate risk
Structure and negotiate sophisticated commercial models with banks, fintech platforms, and other financial institutions, including arrangements involving loan ownership, servicing responsibilities, data sharing, and risk allocation
Provide practical legal guidance on marketing, branding, and customer-facing initiatives (including digital and direct mail) in connection with partner launches and go-to-market efforts
Collaborate cross-functionally with Capital Markets, Risk, Compliance, Product, Growth, and Technology teams to design programs that are compliant, scalable, and commercially effective
Monitor regulatory developments affecting consumer lending and related financial products, and proactively advise the business on implications and opportunities
Act as a trusted legal advisor to senior business leaders, helping evaluate risk, prioritize opportunities, and drive execution in a fast-paced environment
Qualification
Required
8+ years of legal experience at a top law firm and/or in-house, with significant experience leading and negotiating complex commercial or financial services transactions (candidates with materially more experience are encouraged to apply)
Experience advising on consumer credit, lending, fintech, or other regulated financial products, with the ability to identify regulatory risk and partner effectively with Compliance and Risk teams
Demonstrated ability to independently lead bespoke, high-stakes transactions involving regulated counterparties
Strong drafting and negotiation skills, with sound commercial judgment
Business-oriented mindset and comfort balancing legal rigor with practical execution
Experience working cross-functionally with Product, Growth, Risk, Compliance, and/or Capital Markets teams
Fluency in English (written and spoken)
Preferred
Experience advising on marketing and advertising matters is a plus but not required
Admission to practice in at least one U.S. jurisdiction (New York preferred)
Company
Pagaya
Pagaya enables financial institutions to expand access to more customers through its artificial intelligence network.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$7.34BKey Investors
26NorthBlackRockOak HC/FT
2026-01-16Post Ipo Debt· $350M
2025-11-28Post Ipo Debt· $400M
2025-10-27Post Ipo Debt· $500M
Leadership Team
Gal Krubiner
CEO/ Co Founder
Evangelos Perros
Chief Financial Officer
Recent News
2025-12-26
Company data provided by crunchbase