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Newfi Lending · 3 hours ago

Non QM / Jumbo Underwriter

United States

Full-time

Remote

Mid, Senior Level

$95K/yr - $115K/yr

5+ years exp

Newfi Lending is a leading non-QM lender founded in 2014, offering innovative lending solutions nationwide. The Non-QM / JUMBO Underwriter role involves analyzing the accuracy and compliance of residential mortgage loan applications to minimize risk exposure for the organization.

BankingFinanceFinancial ServicesMortgage

Responsibilities

Completing a thorough analysis of loan applications to assess accuracy of data, evaluate risk and compliance with company and investor guidelines and subsequently issuing compliant loan decisions

Subsequent review of resubmitted documentation and analysis as necessary to issue a final loan decision

Responding to loan audits and post-closing requests for additional documentation in a timely manner

Completing self-provisioned and assigned training and research to maintain a current working knowledge of investor guidelines and policies

Other duties as assigned by Supervisor or Manager

Completing self-provisioned and assigned training and research to maintain a current working knowledge of agency and investor guidelines and policies

Qualification

Non-QM underwritingJUMBO underwritingAUS experienceAnalytic skillsAttention to detailComputer skillsInterpersonal skillsCommunication skillsTime management

Required

3+ years current experience as an underwriter reviewing all facets of the credit file, including collateral, and condo documents to Non-QM Loan & JUMBO guidelines, specifically, full doc, bank statement and asset depletion

5+ years minimum prior underwriting experience

AUS experience required

Excellent analytic skills, attention to detail, and decision-making skills

Professional and effective interpersonal skills. Ability to build strong relationships with internal business partners to achieve success

Excellent level of oral and written communication skills. Ability to communicate across a variety of audiences

Ability to work within time constraints

Intermediate level of computer skills and the ability to function in a windows environment utilizing Outlook, Word, and Excel

Ability to rapidly acquire detailed knowledge of departmental policies, practices and procedures

Strong time management skills, fast learner, self-motivated, and comfortable taking initiative and handling multiple responsibilities

Committed to taking responsibility and ownership for agreed actions and delivery