First Financial Bank · 1 week ago
Commercial Loan Officer, VP1
Greater Indianapolis
Full-time
Hybrid
Senior Level
5+ years expFirst Financial Bank is committed to doing the right things for their clients and is looking for a Commercial Loan Officer. The VP I will be responsible for originating loans, developing relationships in niche markets, and ensuring compliance with internal policies while meeting production goals.
BankingCreditDebit CardsFinanceFinancial ServicesLending
No H1B
Responsibilities
The VP I at Oak Street Funding is responsible for prospecting lending opportunities between $500,000 and $2.5MM and developing relationships within the niche markets Oak Street Funding serves
Meet set goals and production levels by leveraging Oak Street’s data base to, generate lending opportunities through a direct to market outbound call approach. In addition to developing a circle of influence to drive a referral source of lending opportunities
Utilizing a consultative sales approach to drive relationships and develop lending opportunities
Cultivate a comprehensive understanding of client’s needs
Qualifying prospects by collecting and analyzing’s financial and related data in order to determine general credit worthiness and merits of loan request via the application process
Utilize proprietary software to structure and present terms both internally to either the Underwriting Director or Sales Leader by preparing and presenting a loan submission, including cash flow analysis and externally by preparing and presenting term sheets. In some cases presentation directly to the loan committee for consensus on structure and terms may be required
Negotiate the terms of the loan with the prospective client
Promote and cross sell other banking products
Relationship development will include travel outside of the office, including but not limited to onsite visits with referral sources, prospects, and clients for the purpose of business development, relationship management, due diligence trips, as well as representing Oak Street at industry events for the purpose of business development
Maintain compliance with internal policies and procedures
Qualification
Required
5+ years of relationship based client procurement and account management
Excellent business acumen including strong written and verbal communication and presentation skills
Organizational skills
Well-developed analytical and problem solving skills
Generate new business through consultative sales approach
Experience reviewing credit applications, personal financial statements, credit reports, business financial statements
Strong PC skills
Demonstrative sales and negotiations experience required
Understanding of various corporate structures
Provide mentorship to less experienced employees as needed
Maintain compliance with internal policies and procedures
Preferred
5 years of previous commercial lending, private or business banking, experience
Credit training, credit quality and underwriting fundamentals experience including financial analysis required
College Degree Required
Company
First Financial Bank
First Financial Bank has been in the business of client service and success for more than 150 years.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$300M2025-11-06Post Ipo Debt· $300M
1983-12-30IPO
Leadership Team
Rick Dennen
Chief Corporate Banking Officer
Recent News
Retail Banker International
2026-01-05
2026-01-03
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