Commercial Relationship Manager jobs in United States
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SouthState Bank · 1 day ago

Commercial Relationship Manager

SouthState Bank is a trusted financial partner committed to helping customers move forward. The Commercial Relationship Manager is responsible for developing and managing commercial banking relationships to maximize profitability while managing risk through relationship management, credit management, and business development.

BankingFinanceFinancial ServicesLendingWealth Management

Responsibilities

Manages the largest and most complex relationships that require in depth analysis
Deliver meaningful, sustainable value to customers by anticipating needs and expectations and providing appropriate value-add solutions
Ensures integrity and timeliness of customer information, documentation, and data
Ensures each relationship is profitable and represents appropriate risk
Acts as subject matter expert to provide guidance and support to junior staff regarding customer questions and issues
Mentors junior staff and helps to manage workflow within the team
For new loan requests, assess borrower creditworthiness in accordance with credit policy
Present loan opportunities to the appropriate credit approvers that include analysis and structure that are well articulated and well-reasoned
Ensure that loans are documented in accordance with credit approvals
Manage enterprise risk for products and services, including depository services and treasury management products as well as fraudulent activity
Maintain expert knowledge of commercial banking products & services
Consistently and aggressively pursue an active calling effort in order to maintain an extensive pipeline of new business opportunities
Assist less experienced Relationship Managers by providing insight and recommendations regarding marketing and deal flow management
Provide existing and prospective customers with appropriate financial services and advice
Lead community visibility and involvement through active and strategic relationships with centers of influence and organizations
Maintain a pipeline of business leaders and prospects

Qualification

Commercial lending experienceTreasury management expertiseAccounting & finance knowledgeAnalytic skillsNegotiation skillsProcess improvementInterpersonal skillsProblem-solving skillsTeamworkFlexibility

Required

Bachelor's degree
Minimum 8 years of experience in commercial lending as a credit analyst, underwriting specialist or portfolio manager
Minimum 4 years of experience as a relationship manager
Expert understanding of treasury management services and other banking products
Expert accounting & finance knowledge
Exceptional technical skills
Expert knowledge of laws and regulations, and compliance related to commercial lending
Demonstrated ability to negotiate on behalf of the bank and borrower while appropriately balancing risk and shareholder value
Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills
Ability to work in a team environment and demonstrate flexibility as business dictates
Ability & willingness to investigate, resolve, and recommend process improvement opportunities
Ability to effectively plan, manage, and delegate to others

Company

SouthState Bank

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The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward.

Funding

Current Stage
Public Company
Total Funding
unknown
2013-08-09IPO

Leadership Team

D
Dan Bockhorst
Executive Vice President Chief Credit Officer
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Company data provided by crunchbase