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Gemini · 3 hours ago

Associate, Credit Risk

New York, NY

Full-time

Hybrid

Mid Level

$82K/yr - $110K/yr

3+ years exp

Gemini is a global crypto and Web3 platform offering a wide range of crypto products and services. The Associate, Credit Risk role involves analyzing portfolio performance, implementing rules, and preparing data-driven recommendations to support risk management and enhance customer-friendly credit experiences.

CryptocurrencyFinanceFinancial ServicesFinTechWeb3

Responsibilities

Execute analyses to inform underwriting rules, cutoffs, policies, and operational flows for Gemini’s credit card product

Translate ambiguous questions into well‑scoped queries and concise findings; propose data‑backed next steps

Build and maintain daily/weekly dashboards and reports for KRIs/KPIs (approval, utilization, delinquency, roll rates, charge‑offs)

Partner with Product/Engineering/Data to implement rules and thresholds in decisioning systems; validate inputs/outputs and run A/B or champion/challenger tests

Run post‑implementation reviews of strategy changes; identify drift, stability issues, and quick optimizations

Prepare ad‑hoc analyses and management readouts that tell a clear analytical story

Document change logs, assumptions, and expected impacts

Communicate clearly with Product, Operations, Engineering, Data, Compliance, Collections, and Fraud to triage issues, refine requirements, and close the loop on outcomes