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Citizens Business Bank · 3 months ago

Fair Banking Compliance Officer

Rancho Cucamonga, CA

Full-time

Onsite

Mid, Senior Level

$74K/yr - $103K/yr

4+ years exp

Citizens Business Bank is seeking a Fair Banking Compliance Officer to support the Risk Management Department. The role involves maintaining fair banking compliance through data collection, reporting, and training, while ensuring adherence to regulations such as ECOA and UDAAP.

BankingFinancial Services

Responsibilities

Conducts in-depth fair banking and UDAAP reviews for lending, deposit operations, and trust activities, while leveraging software solutions to preserve detailed and both detailed and summary level fair banking analysis and reporting

Fills a leadership role in the Fair & Responsible Banking Committee and prepares Committee documents, minutes, and related materials

Participates in compliance monitoring activities as directed, including but not limited to: reviewing loan, deposit, and trust accounts to ensure compliance with fair banking regulations and UDAAP

Prepares and updates policies and procedures and training materials related to fair banking topics and assists in administering fair banking training

Monitors and prepares regular updates to fair banking and UDAAP risk assessments

Develops and runs reports from core systems for monitoring and other requirements as needed

Tracks, reports, and resolves issues identified in compliance monitoring efforts

Responds to questions from the Bank’s Centers and Departments regarding fair banking compliance

Gathers information for internal and external audits and examinations

Complies with, and stays abreast of, all policies and procedures, federal and state laws applicable to the job

Provide, present, and promote the Citizens Experience to all external and internal customers

Other duties as assigned

Qualification

Fair lending complianceUDAAP knowledgeRegulatory complianceMicrosoft OfficeStatistical analysisCertified Regulatory Compliance ManagerCommunicationProblem-solvingTeam collaborationAttention to detail

Required

Bachelor's degree in business, Accounting, Finance or 4 to 6 years related experience and/or training; or equivalent combination of education and experience

Work related experience should consist of a fair lending compliance and/or mortgage fair lending compliance background in a financial institution

Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents

Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community

Ability to write speeches and articles for publication that conform to prescribed style and format

Ability to effectively present information to top management, public groups, and/or boards of directors

Ability to work with mathematical concepts such as probability and statistical inference

Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations and interpret and draw bar graphs

Ability to define problems, collect data, establish facts, and draw valid conclusions

Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables

Strong working knowledge of Microsoft Office applications such as Word, Excel, PowerPoint, Outlook

Familiarity with Fair Lending Wiz or equivalent software

Strong understanding of logic and programming principles

Occasional travel will be required approximately 5% of the time