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Amerant Bank · 2 days ago

Commercial Credit Team Lead

Greater Tampa Bay Area

Full-time

Onsite

Senior Level, Lead/Staff

10+ years exp

Amerant Bank is seeking a Commercial Credit Team Lead responsible for overseeing credit portfolio administration and ensuring credit quality for the commercial loan portfolio. The role involves leading a team of portfolio managers and coordinating with various bank units to streamline processes and maintain credit standards.

Financial Services

Responsibilities

Responsible of overseeing staff with providing transactional support assisting Relationship Managers with the creation of proposals, term sheets, and credit memos while maintaining clear understanding of the Bank’s credit programs and policy and its adherence. Reports to supervisor all deviation from credit programs and policy

Responsible for coordinating efforts with other bank units such as Credit Administration, Loan Operations, Credit Services, Processing Unit, and Credit Risk to streamline processes and maintain accuracy of reports and credit quality of the portfolio

Responsible for coordinating the annual review process of existing credit relationships; recommend changes in risk rating as deemed appropriate. This includes calculating covenant testing and risk rating trigger requirements as needed. Identify, track and monitor credit policy exceptions, review credits with loan covenants and verify compliance

Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any “red flags” or problems within the portfolio. Reports to supervisor all portfolio issues and irregularities found in these reports

Responsible for coordinating and streamlining loan origination process for Relationship Managers to facilitate the approval process. Reports to supervisor all loan origination process issues identified

Responsible in providing support in developing, enhancing and promoting new/existing loan products

Responsible of supervising, coaching, training, and mentoring other team members in order to enhance their knowledge of the position and provide better support to the Relationship Managers

Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues

Assist management with ongoing projects

Other duties, as assigned

Qualification

Commercial portfolio managementCredit analysisCredit policy adherenceFormal credit trainingMicrosoft SuiteSQLSalesforceNCinoFIS IBSTime managementOrganizational skillsCommunication skills