Amerant Bank · 16 hours ago
Commercial Credit Team Lead
Miramar, FL
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expAmerant Bank is seeking a Commercial Credit Team Lead who will be responsible for the credit portfolio administration and monitoring of credit quality for the commercial loan portfolio. This role involves leading a team of portfolio managers to support business segments in monitoring and originating loans, ensuring adherence to credit programs and policies.
Financial Services
Responsibilities
Responsible of overseeing staff with providing transactional support assisting Relationship Managers with the creation of proposals, term sheets, and credit memos while maintaining clear understanding of the Bank’s credit programs and policy and its adherence. Reports to supervisor all deviation from credit programs and policy
Responsible for coordinating efforts with other bank units such as Credit Administration, Loan Operations, Credit Services, Processing Unit, and Credit Risk to streamline processes and maintain accuracy of reports and credit quality of the portfolio
Responsible for coordinating the annual review process of existing credit relationships; recommend changes in risk rating as deemed appropriate. This includes calculating covenant testing and risk rating trigger requirements as needed. Identify, track and monitor credit policy exceptions, review credits with loan covenants and verify compliance
Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any “red flags” or problems within the portfolio. Reports to supervisor all portfolio issues and irregularities found in these reports
Responsible for coordinating and streamlining loan origination process for Relationship Managers to facilitate the approval process. Reports to supervisor all loan origination process issues identified
Responsible in providing support in developing, enhancing and promoting new/existing loan products
Responsible of supervising, coaching, training, and mentoring other team members in order to enhance their knowledge of the position and provide better support to the Relationship Managers
Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues
Assist management with ongoing projects
Other duties, as assigned
Qualification
Required
Bachelor's degree in business, accounting or finance
7+ years of commercial & retail portfolio management experience in lieu of education
Formal credit training
10+ years of professional experience in lending and/or portfolio management field and/or credit analysis
Knowledgeable of banking products and documentation
Thorough understanding of the Bank's credit procedures, programs and policy
Accounting and credit principles
Proficiency in Microsoft Suite
Sound time management and organizational skills
Well organized and systematic
Strong communication skills
Preferred
Master's degree
Experience in SQL
Salesforce experience
nCino experience
FIS IBS experience
Company
Amerant Bank
Amerant Bank, N.A., Florida's bank of choice, is the main subsidiary of Amerant Bancorp Inc.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$156.7M2024-09-26Post Ipo Equity· $156.7M
2023-08-29IPO
Leadership Team
Kristy Amaro
SVP, Head of Talent and Sustainability
Samantha Holroyd
Independent Director
Recent News
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