Apply on Employer Site

Columbia Bank New Jersey · 2 weeks ago

Commercial Loan Regional Manager

Voorhees, NJ

Full-time

Hybrid

Senior Level, Lead/Staff

$158K/yr - $237K/yr

10+ years exp

Columbia Bank New Jersey oversees the commercial lending operations within one of the Bank's regions. The Commercial Loan Regional Manager supervises commercial lenders, coordinates business development activities, and ensures compliance with bank guidelines.

BankingFinancial ServicesMortgage

Responsibilities

Oversees the commercial lending operations within a region of the Bank

Ensures all commercial lending activities in the region adhere to established guidelines and are in direct coordination with the Bank's policies. Resolves any unusual problems that may occur

Reviews all commercial loans within the region to ensure conformity and adherence to Bank guidelines

Approves loans within lending authority or recommends actions to be taken, approval or declination, to the SVP, Commercial Lending

Supervises commercial lenders and staff. Ensures all work is completed accurately and according to schedule

Assists commercial lenders with complex accounts and provides guidance to less experienced lenders. Assists less experienced lenders and credit analysts with development and analysis of financial data for new and renewed loans

Exercises the usual authority of a manager including, performance evaluation, training, scheduling, salary recommendations and discipline

Demonstrates a commitment and responsibility to Affirmative Action planning and Equal Employment Opportunity

Coordinates the business development activities of the regional commercial loan area

Calls on commercial accounts to promote existing relationships and to develop new ones. Cross sells Bank's products and services

Maintains an involvement with regional civic organizations to further promote the Bank

Provides business development guidance to commercial lenders within the region

Works with the largest commercial accounts within the region

Interviews applicants to develop information concerning their businesses, needs, abilities, and earnings to determine risk of potential loan

Maintains own assigned Commercial Loan Portfolio and corresponding loan, deposit, and fee production goals; including but not limited to: Portfolio Growth (Loans and Deposits); Asset Quality maintenance; Financial Exceptions, etc

Maintains a current knowledge of all laws and regulations concerning commercial lending and the bank’s policies and guidelines. Implements any changes

Performs other job-related duties as assigned

Qualification

Commercial Lending ExperienceManagement ExperienceCredit PolicySalesforceNCinoNautilusCustomer Service SkillsCivic EngagementVerbal Communication SkillsWritten Communication SkillsOrganizational SkillsTime ManagementConfidentiality

Required

Bachelor's degree required

10 years+ of Commercial Lending Experience, with at least 7 years of experience across all asset classes (e.g. C&I, Middle Market, Construction, and CRE)

5-7 years management experience of a Commercial Lending Team

Knowledge of systems and software (e.g. Salesforce, NCino, Nautilus, etc.); PC skills required (Word, Excel, PowerPoint)

Excellent customer service skills

Excellent verbal and written communications skills, including the skills necessary to deal tactfully and professionally with customers, employees, senior management, auditors, and regulators

Good organizational skills, a high level of accuracy and strong attention to detail

Effective time management and the ability to work independently in a team environment

Ability to handle sensitive information with complete confidentiality and professionalism

Strong knowledge of commercial lending products, credit policy, loan documentation and administration requirements, and legal and regulatory guidelines

Strong knowledge of commercial rate changes, billing processes, reading transaction histories, explaining late fees, and interpreting the technical details of the loan system for Customers and Relationship Team

Commitment to civic engagement including personal involvement with not-for-profit organizations inclusive of Officer and/or Board of Trustee positions, and supportive of overall Columbian Bank Foundation charitable activities

Preferred

Master's degree or formal credit underwriting training and/or certifications desirable

Extensive COI Network in the Southern New Jersey Market

Active in Southern New Jersey Community, including serving in board seats of community-based organizations, such as hospitals, not for profits, Chamber of Commerce, etc