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b1BANK · 2 days ago

Portfolio Manager

Minden, LA

Full-time

Onsite

Entry Level

1+ years exp

b1BANK is a financial institution focused on developing and maintaining commercial lending and depository relationships. The Portfolio Manager will assist Bankers with loan file preparation, monitor compliance, and support sales efforts while analyzing financial information and making credit recommendations.

BankingFinancial ServicesInsuranceWealth Management

Growth Opportunities

Responsibilities

Assist Bankers in preparation of any loan file comments, monitor loan covenants, monitor proper financial statement reporting, and monitor any collateral reporting as dictated by the policies of the organization

Prepare and/or analyze various periodic reports as requested by Senior Management (portfolio trends, b. exceptions to loan policy, risk ratings, loans sorted by various collateral codes, others as requested)

Responsible for keeping current on all deposit and credit compliance and regulations; disseminating this information to the team, and ensuring proper procedures are followed

Monitor loan repayment activity and take necessary action to collect past due accounts discussing with supervisor as required (Collections)

Maintain a general understanding of products and services available within the Bank to refer customers to the proper department contact person

Provides support for the Bank’s sales efforts which may include selling and promoting Bank’s services, as opportunities arise

Ability to display knowledge and proficiency in explaining, selling and administering products and the ability to use sales skills in negotiating financial terms

Performs duties quickly and accurately while maintaining customer satisfaction

Promotes our financial institution and its lending and depository services to the community and helps to identify and serve the community’s financial needs by participating in community activities

Performs other duties, as assigned

Analyze financial and credit information pertaining to prospective and existing customers, provide subjective and objective risk taking, analyze the credit history of applicants and determines their loan repayment capabilities, spread and analyze financial statements for existing and prospective clients

Makes recommendations for changes to loan structure or presentation, as needed

Completes Lenders’ portions of credit approval presentation and prepares a written analysis of the loan and borrower

Assist in general preparation for credit presentations to appropriate approval authority (matrix, credit committee, etc.)

Recommends credit grades

Performs other duties, as assigned

Qualification

Financial analysisCredit analysisLoan structuringMicrosoft OfficeInterpersonal skillsOrganizational skillsOral communicationWritten communicationTeamworkTime management

Required

Bachelor's degree in Accounting, Finance or related field

Strong financial and analytical skills

Good organizational and interpersonal skills

Has ability to work in a team setting

Strong oral and written communication skills in order to effectively communicate with co-workers and customers about the financial institution's loan and deposit products, programs, and policies

Has ability to organize and prioritize time and activity under minimal supervision

Good knowledge of Microsoft Office Products including Word and Excel