State Bank · 5 months ago
Outside Mortgage Sales Loan Originator
Angola, IN, US
Full-time
Onsite
Entry, Mid Level
2+ years expState Bank is a financial institution seeking an Outside Mortgage Sales Loan Originator to enhance their mortgage business. The role involves actively participating in sales and business development, establishing sales objectives, and developing relationships with customers and realtors to generate new business.
BankingCommercial LendingConsumer LendingFinanceFinancial Services
Responsibilities
Actively participates in the bank's sales and business development program as follows: 1. Jointly establishes quantitative sales objectives, with assigned supervisor, on an annual basis; this activity to be done in conjunction with the Mortgage Division's annual marketing/sales plan; achieves these objectives. 2. Solicits, via in-person, off-site contact whenever possible, new business from both present and prospective customers; maintains ongoing contacts with present customers in order to enhance cross-selling activities; maintains detailed records of meetings with prospective or present customers. 3. Serves as a member of the bank's sales team and works with other members of the sales/service team in striving to increase sales opportunities
Performs a variety of duties to develop new mortgage business including, but not limited to, the following: 1. Develops relationships with customers, realtors, and community and civic organizations to generate new business. 2. Locates and contacts prospective customers to present the bank's financial services and to ascertain banking needs. 3. Develops financial plans based on type of loan services as required by customers. 4. Spends time engaged in sales activities each week away from the Bank’s offices and away from any home office
Reports pertinent information to the immediate supervisor as requested, or according to an established schedule, i.e., reports weekly sales activities to the Residential Mortgage Manager; compiles information as necessary or as directed; provides sales information on a timely basis in order that this information may be included as part of monthly and year-to-date sales performance reports
Maintains a current knowledge of laws and regulations which impact mortgage banking services
Coordinates departmental tasks with coworkers inside and outside the department in order to ensure an efficient process and the completion of essential tasks needing proper segregation of duties
Responds to inquiries relating to his/her particular area, or to requests from customers, other bank personnel, etc., within given time frames and within established policy
Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of sexual harassment and other forms of illegal discriminatory behavior in the work place
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management, overall safety and soundness, and the bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc
May attend sales and trade meetings as the bank's representative to recommend new business and to gain information and leads on prospective accounts
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual or departmental circumstances
Qualification
Required
A B.S. or B.A. degree in a business-related field or equivalent knowledge
A minimum of two (2) years of experience in related positions normally required
Proficient reading, writing, grammar, and mathematics skills
Thorough knowledge of current mortgage lending regulations, i.e., Reg. B, RESPA, HMDA, Reg. Z, etc
Excellent interpersonal relations, communication and sales skills
Proficient PC skills
A working knowledge of bank operating policies and procedures which impact mortgage loan services
A thorough knowledge of the features and benefits of all bank mortgage loan products and services
A thorough knowledge of the mortgage lending documents
A thorough knowledge of real estate law and credit underwriting guidelines
Visual and auditory skills
Valid driver's license
Ability to work flexible schedule
Company
State Bank
Headquartered in Defiance, Ohio, SB Financial Group, Inc.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Anthony Cosentino
Executive Vice President, Chief Financial Officer
Amy Hoffman
SVP, Chief Credit Officer
Recent News
2026-01-17
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