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Bank of Marin · 3 months ago

Commercial Credit Administrator

Rancho Cordova, Rancho Cordova, CA, US

Full-time

Onsite

Senior Level, Lead/Staff

$157K/yr - $228K/yr

10+ years exp

Bank of Marin is looking for a Commercial Credit Administrator to join our Credit Risk Management team in Rancho Cordova, California. The role involves managing the safe growth of the Bank’s Commercial loan portfolio while ensuring the integrity of the credit management process and maintaining high customer service standards.

BankingConsultingWealth Management

Responsibilities

Maintain the integrity of the credit management process by enforcing Bank policies and procedures

Monitor commercial real estate portfolio and commercial and industrial portfolio for weakness and recommend and implement appropriate procedures and actions as necessary

Approve within delegated authority Credit Recommendations. Ensure that credits are accurately risk graded, appropriately structured, and that sources of repayment and key credit risks are accurately identified and mitigated as appropriate

Develop and implement problem loan resolution plans that enhance loan collectability while mitigating litigation risk

Approve within delegated authority Credit Recommendations and Special Action Credit Reports

Ensure that credits are accurately risk graded, appropriately structured, and that sources of repayment and key credit risks are accurately identified and mitigated as appropriate

Voting member of Internal Loan Committee

Qualification

Commercial real estate underwritingCommercialIndustrial underwritingCredit risk managementDocumentation of complex creditsAccounting knowledgeTeam contributorCommunication skills

Required

Strong commercial real estate and commercial and industrial underwriting skills

Strong understanding of documentation of complex credits, including notes, loan agreements

Maintain the integrity of the credit management process by enforcing Bank policies and procedures

Monitor commercial real estate portfolio and commercial and industrial portfolio for weakness, and security agreements and title documents

Excellent communication skills, with ability to quickly understand and communicate concepts both verbally and in written form

Team contributor as evidenced by positive attitude towards assisting others with job responsibilities as needed and treatment of co-workers in a positive and respectful manner

Excellent accounting knowledge (college coursework or equivalent work experience) as applied to credit underwriting

Minimum 10 years related experience and/or training

Bachelor's degree (B.A.) from four-year college or university; or equivalent combination of experience and/or training