Guaranty Bank & Trust · 2 days ago
Commercial Lender
Rockwall, TX
Full-time
Onsite
Mid Level
3+ years expGuaranty Bank & Trust is a community-focused bank dedicated to making a positive impact. As a Commercial Lender, you will develop and manage a commercial loan portfolio, prospect for quality loan opportunities, and cultivate relationships to drive loan growth.
Banking
No H1B
Responsibilities
Develop and manage a commercial loan portfolio for the bank
Focus on making high quality loans which comprise of C&I loans and owner occupied CRE loans. Knowledge of SBA loans is required
Demonstrate the ability to be a calling officer and prospect for new loans
Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and also maintain existing loan portfolio
Develop measurable goals and objectives that focus on both customer service and long term profits
Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services our customers and cultivating relationships with potential customers to drive loan growth
Keep abreast of related industry and professional trends and products and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies and processed as they relate to assigned areas of responsibilities
Work towards and assist in the positive image and growth of the bank
Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures
Complete and pass all required regulatory compliance training as assigned
Participate in project meetings
Secondary oversight of lobby services
Management of personal banking, cash operations, and loan floor supervisors
Daily oversight in absence of market supervisor/president
Perform any additional duties and tasks assigned by management
Qualification
Required
Sound knowledge of the field's concepts, practices, and procedures
Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry
Strong knowledge of lending products and services
Self-motivated with a strong work ethic and ability to handle high pressure situations
Exceptional management, organizational, planning, time management and project management skills
Excellent written, communication and customer relations skills
Ability to set strategic goals and ensure high quality of products and services
Proficiency in Microsoft Word, Excel, PowerPoint and Outlook
Must live within 45 minutes of the bank's location listed below
Bachelor's degree in accounting, finance, economics, or business-related field required
Minimum of three years Commercial Lending experience
Preferred
Formal credit training
Benefits
Medical
Dental
Vision
Life insurance
Health savings account option
Employee Assistance Program (EAP)
Health rewards program
Retirement savings plan
401(k)
Profit-Sharing plans
Short and long-term disability benefits
Education and training benefits
Discounts on banking products and services
Generous Paid Time Off (PTO) plan
Paid holidays
Company
Guaranty Bank & Trust
Guaranty Bank & Trust opened its doors for business in Texas on January 13, 1913.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Cappy Payne
Sr Executive Vice President and CFO of Guaranty Bancshares, parent company of Guaranty Bank & Trust
Shalene (Creek) Jacobson
Executive Vice President & Chief Financial Officer
Recent News
2024-04-20
2024-04-17
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