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House Numbers | $399 Mortgage Loan Processing · 3 months ago

Sr. Mortgage Loan Processor

Reno, Nevada, United States

Full-time

Hybrid

Senior Level, Lead/Staff

$22/hr - $26/hr

8+ years exp

House Numbers is a fast-growing, technology-driven loan processing company seeking a highly experienced Senior Mortgage Loan Processor. The role involves managing mortgage loan processing for independent mortgage broker clients, ensuring timely closings, and providing exceptional customer service.

Artificial Intelligence (AI)FinTechInformation TechnologyMortgage

Responsibilities

Manage a pipeline of loan applications, ensuring timely and accurate processing

Prepare and review loan documents and closing disclosures according to regulatory compliance timelines

Understand loan applications, automated underwriting systems (DU/LPA), credit, income, and asset documents

Proactively resolve any issues or delays to ensure timely loan closing

Prepare loan estimates and early disclosures in accordance with regulatory compliance

Order and review third-party services and documents, such as credit reports, appraisals, and title reports

Ensure all work is completed accurately while delivering exceptional customer service

Constantly learn and improve from established feedback loops to complete tasks correctly and in a timely manner

Qualification

Loan processing experienceFHAVAJumbo mortgagesBroker LOSPOS softwareIncome calculationsSpanish bilingualCommunication skills

Required

At least 8 years of full-time loan processing experience

At least 2 years of full-time experience working as a loan processor for independent mortgage brokers (i.e., not for a lender or broker-lender hybrid)

Experience processing FNMA, FHLMC, VA, FHA, and Jumbo mortgages

Fluent in the most commonly used loan programs and guidelines

Ability to perform income calculations to confirm a loan officer's pre-qualification

Strong familiarity with multiple popular broker LOS and POS software (Arive and LendingPad preferred; Encompass, Calyx, etc. are ok)

Deep experience originating mortgage loans with many different wholesale lenders, including UWM, PennyMac, LoanDepot, NewRez, Paramount, CMG, Rocket, etc

Ability to manage a busy loan pipeline (25 loans or more) and solve problems independently

Excellent written and verbal communication skills, including responsiveness with borrowers and loan officers

High degree of pride and ownership for your work