Bank of China USA · 3 months ago
Financial Institutions Department - Credit AVP/Associate
US-NY-New York
Full-time
Onsite
Entry Level
1+ years expBank of China USA is one of the largest banks in the world, providing a stable financial partner for various banking services. The Credit AVP/Associate will conduct credit analysis, maintain relationships with financial institutions, and ensure compliance with regulations while supporting the bank's customer base.
Banking
Responsibilities
Conduct in-depth thorough analysis of new credit requests, credit change requests, renewals and annual customer relationship reviews
Report any findings that may have an adverse effect on loan collateral or borrower’s ability to pay/repay the loan
Present detailed credit analysis to relevant parties (e.g. Loan Officers)
Ensure all credit files are complete with supporting documentation
Perform annual file reviews
Update CRR and Credit usage tracker
Complete any credit related tasks/assessments requested by 2nd line in a timely manner
Participate in internal and external audit request, and take remediation actions is needed
Participate in special projects and other duties as assigned
Conduct due diligence on CRR entities in accordance to bank policies, procedures and regulatory requirements
Report any unusual credit activities to supervisor and Department Head
Review loan files as needed to ensure quality, consistency, and compliance with regulatory requirements
Performing quality assurance and editorial function for the credit recommendation report and proposal
Perform liaison functions for FI customers and relevant business departments to resolve their inquires
Actively support new type of customer and new product onboarding
Qualification
Required
Bachelor's degree in business, accounting, computer science, economics, mathematics, finance or statistics
At least 4 years of work experience of credit risk management required for AVP
At least 1 year of work experience of credit risk management required for Associate
Excellent written and verbal communication and interpersonal skills
Must be organized and detail orientated with follow-up skills
Knowledge of credit risk, financial and statistical analysis, credit administration, policies and procedures, and regulatory compliance
Effective credit report writing skills
Preferred
Master's degree
Company
Bank of China USA
Bank of China (BOC) is one of the largest banks in the world, with more than $3 trillion in assets and a footprint that spans over 60 countries and regions.
501-1000 employees
H1B Sponsorship
Bank of China USA has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (57)
2024 (46)
2023 (52)
2022 (67)
2021 (36)
2020 (69)
Funding
Current Stage
Late StageLeadership Team
Peter J Reisman
Managing Director, Chief Communications Officer
Company data provided by crunchbase