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Wayne Cooperative Insurance Company · 2 months ago

Personal Lines Underwriter

Wayne County, NY

Full-time

Hybrid

Mid Level

$62K/yr - $85K/yr

3+ years exp

Wayne Cooperative Insurance Company, based in the beautiful Finger Lakes region of Upstate New York, is actively recruiting for a Personal Lines Underwriter to manage a book of Homeowner, Landlord and Dwelling Fire policies. The role involves administering underwriting strategy and risk assessment for personal lines accounts, requiring technical expertise and ethical decision-making.

CommercialInsurance

Hiring Manager

Sean Campbell

Responsibilities

Review and evaluate new business applications, assess risk acceptability, and determine appropriate coverage

Oversee underwriting policies and ensure alignment with company guidelines and risk appetite

Underwrite and approve new and renewal policies while ensuring compliance with company procedures and New York State Insurance Law

Manage policy cancellations and non-renewals in accordance with regulatory and company standards

Provide clear communication regarding underwriting decisions and collaborate with agents on coverage, rates, and service-related matters

Maintain strong relationships with agents, policyholders, and stakeholders

Monitor and analyze loss ratios, underwriting profitability, and operational effectiveness

Works independently, managing multiple priorities under tight timeframes

Support new product development by providing market insights and underwriting expertise where needed

Qualification

Underwriting expertiseRisk assessmentNYS marketCPCU designationCommunication skillsCustomer orientationAccountabilityDrive for resultsTechnical competenceCollaboration