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M/I Homes, Inc. · 2 weeks ago

Underwriter I

Columbus, OH

Full-time

Onsite

Entry Level

1+ years exp

M/I Homes, Inc. is a leading homebuilder with over 40 years of experience, and they are seeking an Underwriter I to join their corporate office in Columbus, Ohio. The role involves reviewing, underwriting, and conditioning various loan products while ensuring compliance with underwriting standards and guidelines.

Home ServicesReal EstateReal Estate Investment

Responsibilities

Reviews and approves AUS case files for accuracy, completeness & issues initial approval

Manually underwrites Conventional and Government loan products when required

Ability to calculate income for borrowers with variable, self-employed, etc. as needed

Makes determinations on suitability and accuracy of loan documentation for both loan approval and satisfaction of applicable conditions

Research agency & investor guidelines to ensure compliance with UW standards

Communicates with branch employees regarding questions, concerns, and corrective actions for unacceptable loans. Discusses recommendations and alternatives for solving difficult loans with Underwriting Manager

Qualification

Mortgage underwritingAutomated Underwriting System (AUS)Direct endorsement (DE) designationLoan documentation evaluationCustomer serviceVerbal communicationWritten communication

Required

Associate's degree (A.A.) or equivalent in specialized training from a two-year college or technical school combined with one to 3 years of related experience and/or training

Knowledge and understanding of mortgage underwriting terminology and guidelines

Ability to research and evaluate given information relative to underwriting guidelines and lender requirements

Good customer service focus with eye for detail

Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization

Preferred

Direct endorsement (DE) designation

Certification of Delegated Underwriter

Benefits

Medical

Dental

Vision

Paid time off

Paid holidays

Paid parental leave

Traditional and Roth 401(k) options

Profit sharing plan

Employee stock purchase plan

Employee home purchase plan

And more

Company

M/I Homes, Inc.

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years and is known nationally for the M/I Difference: Whole Home Building Standards, Design, M/I Financial, and our industry leading Transferable Structural Warranty.

Founded in 1976

Columbus, Ohio, USA

1001-5000 employees