Central Insurance · 2 hours ago
Middle Market Underwriter
Nashville, TN
Full-time
Hybrid
Entry, Mid Level
2+ years expCentral Insurance is a company focused on delivering exceptional customer service and innovation in the insurance industry. As a Middle Market Underwriter, you will manage your assigned territory, build strong relationships with agents, underwrite business, and ensure profitability while providing excellent service.
AppsAuto InsuranceBuilding MaterialCommercial InsuranceFinanceFinancial ServicesFinTechInsurTechMobile AppsProperty Insurance
No H1B
U.S. Citizen OnlyHiring Manager
Caci Murphy
Responsibilities
Manage and underwrite assigned book of middle market business to achieve profitability and meet financial objectives
Select profitable new business through analysis of the risks presented, coverage requested, and losses incurred
Classify and price risks appropriately using underwriting judgement and analytical tools and resources
Handle complex or larger accounts that may require reinsurance placement
Monitor premium growth for assigned middle market territory, conducting profit and growth analysis by territory and agency
Identify opportunities for book improvement and work with Distribution on implementing necessary changes
Lead reviews on larger accounts exceeding letter of authority
Keep current on state/territory issues and regulations
Develop and maintain strong relationships with agents, traveling as needed for agency visits
Communicate effectively, providing prompt and professional service
Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, and marketing
Provide input and data to help drive and implement strategic underwriting initiatives
Maintain appropriate underwriting file documentation
Demonstrate a commitment to continuing education and development
Qualification
Required
Bachelor's degree in relevant field and 2 years of experience in Commercial Lines Underwriting
Or 4 years of experience in Commercial Lines Underwriting
Strong knowledge of underwriting principles and guidelines to evaluate and manage highly complex accounts effectively
Solid time, organizational, and desk management skills
Ability to apply advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis
Ability to think analytically about business problems, make recommendations and propose solutions
Effective verbal and written communication skills, including negotiation, presentation, and influence to achieve favorable outcomes
Knowledge of commercial lines coverages and policies in assigned states
Ability to professionally interact with our customers
Ability to investigate, gather facts and information, and analyze coverage
Understand the importance of capturing data
An innovative and continuous improvement mindset
A positive, professional, cooperative, and quality-conscious service attitude
Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
Possess analytical and problem-solving skills
Verbal and written communication skills, including negotiation, presentation, and influence skills
Ability to understand Central Insurance's policies and processes
Ability to travel to assigned agents including occasional overnight
Preferred
Experience in underwriting Middle Market accounts
Benefits
Extensive health and wellness benefits to promote flexibility, work-life balance, and long-term financial security
Company
Central Insurance
Since our beginning in 1876, Central Insurance has evolved into a successful property and casualty group operating on a strong foundation of core values including Integrity in the way we operate our business; Relationships we develop working as a team and sharing in each others’ successes; and Excellence achieved by never compromising on quality, providing superior performance, and pursuing continual improvements.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Evan Purmort
CEO & President
Jessica Seymour, CPCU, ARe
Chief Financial Officer
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