Kikoff · 2 months ago
Senior Software Engineer - Grant Growth Team
San Francisco Office
Full-time
Hybrid
Senior Level
$200K/yr - $260K/yr
5+ years expKikoff is a profitable, high growth FinTech unicorn serving millions of people, and they are seeking a Senior Software Engineer to join the Grant Growth team. The role involves designing and implementing core backend systems, enhancing product experiences, and integrating with third-party services to support rapid user growth and improve customer financial wellbeing.
CreditFinanceFinancial ServicesFinTechPersonal Finance
Responsibilities
Design and implement core backend systems for supporting growth features that hundreds of thousands of users use weekly - scaling to handle millions monthly
Level up product experience throughout the user lifecycle. From onboarding to advancing to account closure. You’ll own and iterate on these experience
Integrate with third-party financial service providers and internal services, building robust APIs and data pipelines that ensure accuracy and consistency at scale - scaling up to billions of dollars per year
Experiment and iterate on new user offerings and existing experience to improve retention and user value
Contribute across the stack on user-facing experiences tied to core subscription payments and related features — from checkout and repayment flows to account management
Enhance observability and reliability, introducing monitoring, alerting, and fault tolerance into user-critical systems
Support adjacent product areas, contributing to shared systems and features beyond grant as part of a cross-functional engineering org
Qualification
Required
5+ years of experience with modern backend frameworks and a track record of building and scaling production systems
Strong systems design skills - you've architected and shipped distributed systems that handle high throughput and maintain data consistency
Track record of making infrastructure decisions that balance technical excellence with business pragmatism
Production experience with background job processing systems (Sidekiq, Resque, or similar)
Solid understanding of database optimization, caching strategies, and performance tuning
Preferred
Experience with payment systems, financial infrastructure, or regulated environments (ACH, card processing, real-time payments)
Background in fintech, payments, or lending infrastructure
Technical Leadership: Ability to own complex technical initiatives end-to-end, from design through implementation and rollout
Mentorship: Help level up the team through code reviews, design docs, and technical guidance
Impact Focus: Balance technical perfection with pragmatic delivery - you know when to build for scale vs. ship fast
Cross-functional Collaboration: Partner effectively with product, data science, and operations to deliver customer value
Operational Excellence: Take ownership of the reliability and performance of the systems you build
Benefits
Medical, dental, and vision coverage - Kikoff covers the full cost of health insurance for the employee!
Meaningful equity in the form of RSU's
Flexible vacation policy to help you recharge
Competitive pay based on experience consisting of base + equity + benefits
Company
Kikoff
Kikoff provides credit building services through secured cards and rent reporting.
51-200 employees
H1B Sponsorship
Kikoff has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (16)
2024 (8)
2023 (5)
2022 (2)
2020 (2)
Funding
Current Stage
Growth StageTotal Funding
$42.5MKey Investors
Portage VenturesLightspeed Venture Partners
2021-06-10Series B· $30M
2020-07-01Series A· $10M
2019-11-18Seed· $2.5M
Leadership Team
Kevin Otsuka
VP of Growth
Patrick Glover
Head of Operations
Recent News
Morningstar.com
2026-01-01
Foundation Capital
2025-12-24
Company data provided by crunchbase