Senior Commercial Loan Officer jobs in United States
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Oregon State Credit Union ยท 4 hours ago

Senior Commercial Loan Officer

Oregon State Credit Union is one of the most respected credit unions in the Northwest, dedicated to creating financial solutions that improve lives. The Business Services Loan Officer III will be responsible for the production and maintenance of business and commercial loans, developing account relationships, and ensuring compliance with government regulations.

BankingFinanceFinancial Services

Responsibilities

Responsible for the production and maintenance of business and commercial loans
Developing and maintaining account relationships
Developing prospects for our broad range of credit union products and services
Interview applicants and prepare written presentations detailing the analysis of financial results including balance sheets, income statements, cash flow statements and property evaluation
Identifying the overall credit quality of the portfolio
Prepare loan documents for simple to complex business loans
Facilitate negotiation of the loan structure, including fees, loan repayment options, and other credit terms
Responsible for meeting government-regulated audit and compliance requirements

Qualification

Business lending experienceUnderwriting experienceCredit analysis experienceLending lawsAnalytical skillsMicrosoft Excel proficiencyCommunication skillsOrganizational skillsTime management skillsAttention to detail

Required

Bachelor's degree in Finance, Business, related field or equivalent experience
5-8 years of business lending experience required
Extensive knowledge and experience with business account services, lending and related governing laws and regulations required
Prior underwriting and credit analysis experience required
Strong analytical skills with the ability to synthesize complex or diverse information is required
High attention to detail with the ability to prioritize multiple tasks and problem solve independently
Strong organizational and time management skills required
Excellent written and oral communication skills
Proficiency in Microsoft Products such as Word and Excel

Preferred

Knowledge and experience with government guaranteed programs construction or development lending are preferred

Benefits

Competitive wages, incentive bonuses, paid holidays and paid PTO time
100% credit-union-paid employee medical, dental, vision, life, short-term and long-term disability insurance; dependent coverage also available
401k Retirement savings plan with an amazingly generous employer match!
Tax-saving Flexible Spending Plans
Premier membership perks, loan discounts, company clothing, wellness and recognition programs

Company

Oregon State Credit Union

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Oregon State Credit Union provides financial and online banking services.

Funding

Current Stage
Growth Stage

Leadership Team

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J. Derrick Peterson
Executive Vice President and Chief Financial Officer
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Kim Sather
Executive Vice President and CIO
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Company data provided by crunchbase